new driver needs car

Nicky321

My son aged 22 has just passed his driving test, and is now looking for a car to purchase which is in the lowest insurance group. Any ideas? and any recommendations for insurance companies dealing with young, new drivers?

OddballJamie

Tesco with Clubcard discount.

Get him a big saloon, Volvo, Rover 75.

worried_jim

^^^^^^^^^^^^^^As above. Don't be fooled by thinking that small cars in low insurance groups will be cheaper to insure. They all get crashed so Corsa's, Polos, and Ka and the like may be a lot more expensive than a proper car.
I would add the Volvo V40 to your list. Solidly built and very cheap to buy.

Paradigm

OddballJamie wrote: »

Tesco with Clubcard discount.

Get him a big saloon, Volvo, Rover 75.

I read this on here & tried it for my 18yo lad on a few big cars.

The only one I can remember clearly was for a Rover 75 diesel & the cheapest quote was £3800 tpft (others such as Volvos all came in at a similar price)

He's now bought a 1.2 Corsa, £1600 tpft so "big saloon" didn't work for us.

forgotmyname

Older Volvo 340 model.

But the postcode makes a big difference. So what works for one may not work for someone else.

Paradigm

forgotmyname wrote: »

But the postcode makes a big difference. So what works for one may not work for someone else.

Exactly. It's about spending (lots of) time finding what best suits you & using every legal means to get the cost down!

£1600 is still a bloody joke though....

Tigerprint

Try an old 2002 ish Skoda Fabia, these are often in a low group (I believe there are uncool :rotfl:)

I recall an 02 1.4 MPI being a Group 2 insurance, it was a very low spec model but may be worth a try, should be cheap enough to buy too

atrixblue.-MFR-.

something group 12 maybe cheaper than a 1-5 group.

TPFT is not always cheaper, it could work out allot dearer, £600 difference for me between full comp and TPFT full comp being a whoping £600 cheaper, and get many unable to quotes for thirdparty only.

vehicle, security, postcode, employemt status and description, his high risk factor for being a inexperinced driver also added risk for being young driver (sub 25yr old), mileage per annum higher more cost lower better, family status all added factors.

Poppy9

Try Liverpool Vic for insurance. If you are in a union like Unison go via their site and you will get extra discount.

Cheapest by far I could find for DD.

Rain_Shadow

DS1 passed his test in feb 2012. He is 18 now (19 in August). Bought him a 06 Peugeot 307 1.6 petrol recently. Best quote with me and OH as named drivers was £750 fully comp. I thought that was pretty reasonable.

Weird_Nev

forgotmyname wrote: »

Older Volvo 340 model.

But the postcode makes a big difference. So what works for one may not work for someone else.

No no no no no....
For one they're terrible cars (Had one for 2 years)
For another, they've become immensely popular over the last five year with the drift kiddies, as they're a cheap RWD car. They're therefore finding themselves wrapped around trees and lamp-posts the length and breadth of the land, and insurance premiums are reflecting this.

I'd want something safe-ish, decent sized and he's 22 so not the liability of a 17-18 year old. I had an Audi 80 Tdi when I was 22.
Look for mid sized saloons, perhaps a Focus or other hatchback. Seat Leons are good value for money and come with reliable frugal diesels, as do Skoda Fabias.
Just a thought... at 22 I bought my own car... and insured it myself....

You give no idea of budget or requirements though so it's hard to be specific.