We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Capital One
Options

blossomsuz
Posts: 99 Forumite
in Credit cards
I had a Capital One card with a £250 limit.
Recently I paid this off and having decided to get out of debt completly I decided to cancell the card.
Now after being the subject of identity theft once before I wrote to them requesting that my account be cancelled and that I want written confirmation that this has been done. So far its been a month and I have heard nothing.
They actually owe me £19.00 as I overpaid on the last payment as I paid onlince then discovered the bill at home and thought that I had not paid it.
Do you think this is the reason its taking so long? Because they will have to issue a cheque for the amount I overpaid by?
Thanks in advance for any help :beer:
Recently I paid this off and having decided to get out of debt completly I decided to cancell the card.
Now after being the subject of identity theft once before I wrote to them requesting that my account be cancelled and that I want written confirmation that this has been done. So far its been a month and I have heard nothing.

They actually owe me £19.00 as I overpaid on the last payment as I paid onlince then discovered the bill at home and thought that I had not paid it.
Do you think this is the reason its taking so long? Because they will have to issue a cheque for the amount I overpaid by?
Thanks in advance for any help :beer:
Wins: Holiday to Thailand May 2014
Mini Cruise Amsterdam and Antwerp June 2015
Mini Cruise Amsterdam and Antwerp June 2015
0
Comments
-
They would have to issue you a cheque, so that could be the delay, but why not call them just to get it confirmed that its definately been closed, and ask when you can expect to recieve your cheque:)Henry James Born 18/03/2011-11 days late!:)
0 -
thanks.
I will call them but it'll have to be when I get home from work as I have chopped up the card so will need my account number off a statement from homeWins: Holiday to Thailand May 2014
Mini Cruise Amsterdam and Antwerp June 20150
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards