Sameday applications CRA checks ?

US4

I'm looking to apply for both the Natwest 13mth 0% online, and HSBC 12mth 0% purchases telephone only - would the first search show up on Experian straight away, and therefore effect the 2nd application ?

re the start date for these deals, are they from application or activation ?

Experian_company_representative

Credit search footprints are recorded immediately, but one application is unlikely to affect the next one, unless you've also applied for lots of other things. Lenders only usually take notice of searches when there're lots over a short period.

The start date of an account (on your credit report) should be the date the account was opened, so that could be the date you applied if the lender makes an instant decision or it could be a few weeks later.

James