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Which card to choose/ use..

zcars6
zcars6 Posts: 2 Newbie
in Credit cards
Hi , complete novice when it comes to finance here. I'd like some advice concerning which credit card to choose. I 'm going on holiday in August & want to use a credit card to pay for this . I intend on paying it off straight after the holiday. I dont intend to use it again any time soon , if ever.What one should i apply for ? Any advice much appreciated.Any replies in idiot proof speak please...

Comments

  • Fruit_and_Nut_Case
    Fruit_and_Nut_Case Posts: 4,617 Forumite
    Mortgage-free Glee!
    zcars6 wrote: »
    Hi , complete novice when it comes to finance here. I'd like some advice concerning which credit card to choose. I 'm going on holiday in August & want to use a credit card to pay for this . I intend on paying it off straight after the holiday. I dont intend to use it again any time soon , if ever.What one should i apply for ? Any advice much appreciated.Any replies in idiot proof speak please...
    If you haven't had a CC before, you may not have much choice. Usual advice is to ask your own bank first.
    Are you for real? - Glass Half Empty??
    :coffee:
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 24 June 2013 at 9:38PM
    Fruit_and_Nut_Case wrote: »
    If you haven't had a CC before, you may not have much choice. Usual advice is to ask your own bank first.
    Apparently it's OK to apply if you have a sufficient credit history from other sources: mortgage, loans, store cards, etc.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    zcars6 wrote: »
    Hi , complete novice when it comes to finance here. I'd like some advice concerning which credit card to choose. I 'm going on holiday in August & want to use a credit card to pay for this . I intend on paying it off straight after the holiday. I dont intend to use it again any time soon , if ever.What one should i apply for ? Any advice much appreciated.Any replies in idiot proof speak please...
    Why do you want it in the first place? Extra protection? Cashflow problems until September? Paying for the holiday or using abroad?
  • pichon
    pichon Posts: 56 Forumite
    If you want it for using it abroad, then Halifax Clarity is the best one, but if you will want to use it for rewards and all the other things after the holidays, then perhaps it'd be worth checking out the credit card section of this website.
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