Is it worth insuring an elderly cat

Kangakate

If the heart condition went after the anal gland was expressed, you could try to get the vet to write a letter to the insurance company to get the heart condition exclusion taken off, as he doesn't actually have one.

Ilona

My cat is now 17 and has been insured up until a year ago. The policy came up for renewal, the cost has been increasing steadily over the years, I have never had to make a claim as he has been of good health. I rang the company to cancel, they offered me a cheaper price, still not cheap enough. I have money put aside for vets if needed, but saying that, I don't believe in keeping an animal hanging on with all kinds of treatments, just to get a few more months. I will do the kindest thing when the time comes, he has had a great life here after I rescued him at 10 months old.
As much as I love him, he has to go sometime and I will make that passing peaceful for him.
Ilona