31.5.07 what small dfw thing will you do/have you done today?

hypno06

Hello lovely DFWers.

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Today I will:

- send everyone off with pack ups and bottles of squash so they don't need to get cans of drink from an expensive machine.
- check online banking
- make storecupboard dinner
- not increase my debt in any way
- be positive

Have a good day xx

Aj_eye

Hi all,

Not spending a penny.....just paid off a chunk of the old debt.......and feeling really good about the future....!!

Debt is down to almost £13K ..........yippie!!

GirlRacer_2

Good morning all, well, got paid yesterday and have not touched a penny. Today I will be/have

- cheched online banking
- paying cheque from reclaimed charges into Bank
- piggy comps and clicks
- paying minimum payments on all cards except Argos
- Paying a big chunk off Argos card
- not increasing my debt any further

Back to work today after having nearly a week off, so will report back later x

Karmacat

Hi hypno, hi everyone. Today I will be:
- having a no spend day (unless I sell something on amazon and can manage to post it off today). Er, does chocolate count? 95p, I added up my weekly total and it was more than I thought, hence....... chocolate.:j - one more little item to list on amazon before the weekend.
- delivering the spec for my renovation to a local housebuilder.
- couple of phone calls - a transfer form re CIS for my mum, and a centre in London where we were trying to rent rooms - they can't do it, but they tried hard to accommodate us. Plus an email following up one last week to my accountant.
- have finished off reconciling the main body of my banking for the last year, just need to work out some totals, maybe do the reconciling for the internet payments (much smaller) and hey presto, I'm done.

Essex-girl_2

Morning All

Today
-piggy clicks/comp
-not increase debt
-list couple of items on ebay
-cook chicken which will do for a least 2 dinner.

Sea78

Hi all! A much brighter day today!

Today I plan to:
*take drinks and snacks with me to Ikea so don't spend too much on food (budgeted lunch money already - day out planned for 3 weeks!! lol! )
*getting a lift with ds to Ikea, thus saving on petrol!
*only taking £10 for the bits I need, therefore not being tempted to buy things I want!!
*carry on washing and then hang clothes on air drier rather than tumble drier.
*write dad a card, thanking for money and loveliness - not really mse, but he's helped me in mse/dfw ways recently so kind of!!
*ring lovefilm and cancel now I've sorted the lost DVD.
*do gfk tv survey, piggy clicks, freefivers and the usual. Check freebies board.
* use the defrosting chicken to make cheapie chicken and cheese pasta bake for tea tonight.
*list tesco vouchers and till spit on ebay tonight while 5p listing day - see if there's anything else I can list.
*list 2 bags of newborn clothes on freecycle to get rid without wasting!

That'll do for now!

Sea xxx

Cazzdevil

Today I will:

- Not spend a single penny on anything!
- Make a storecupboard dinner
- Phone BT to get telephone line reconnected (need broadband to list some stuff on ebay which I can't exactly do at work...)
- Sort through and file the mountain of paperwork which is building up on the magazine rack.

Small achievements, but they all mount up!

Lucy1982_2

Hi All

Today I will:

Post some Amazon sales.
Not increase my debt
piggy clicks.
Check internet banking.

blackangeluk

Hi Hypno

My small dfw thing today is:

- have a no spend day
- do some pig clicks and also quidco

My best dfw thing today however is:

- was since cancelling the gym I am concerned I will lose my stomach muscles, so researched buying a gym ball to sit on during day (apparently like doing 100s of sit ups a day). Dropped a few subtle hints at work and the Office Junior has now been sent out to purchase 4 (1 for each of us ) - hence saving me the cost of buying one and now everyone thinks they will be super slim and thanking me for the good idea :rotfl: :T

Storm

Morning all!

Today I have/will:

- Checked online banking & set up payments to CCs
- Cancelled my overdraft facility :j
- Piggy comps
- Not taking any money out of the bank as still have £10 in my purse
- Quidco searches
- Storecupboard dinner
- Buying the paper to search for a new & better paid job!

Way Hey!

Shineyhappy

Morning all!

Today I have/will

-take a packed lunch to work
-take home made biscuits round to my mums for pudding as she is cooking for me and OH
-do piggy comps
-do quidco clicks and sign up to others now I am back from holiday
-make a dfw type list of all the things I can do that I havent
-chase up a refund from C&G for extra solicitors costs after they messed up.

Have a great DFW style day everyone