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Credit file reported until informaion please
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kenneth77
Posts: 70 Forumite


I took a debt management plan out around 6 years ago and last year was given some cash to pay it off. Most debts though were paid either as part settlement or in full so my credit file says part settled next to them and obviously I have a rather bad score.
On each of the debts (7 in total) I have noticed it says on credit file 'reported until date' does this mean that when this date is reached that it comes off my file and my score will rise according?? the accounts I have now I also pay straight away, I have an aqua credit card which I keep paying the full amount off on to help?
I'm hoping that when they come off I may be able to get a mortgage, can anyone advise?
thanks in advance
Kerry
On each of the debts (7 in total) I have noticed it says on credit file 'reported until date' does this mean that when this date is reached that it comes off my file and my score will rise according?? the accounts I have now I also pay straight away, I have an aqua credit card which I keep paying the full amount off on to help?
I'm hoping that when they come off I may be able to get a mortgage, can anyone advise?
thanks in advance
Kerry
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Comments
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The accounts stay on file for 6 years from the default date. For non defaulted accounts, its 6 years from settlement date.:beer:0
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