Halifax valuation

Dan-Dan

Hi All
Just wondered as i`m not concerned at all really, before i call them on monday , we had a valuation on wednesday (lender survey) and got the report today , all is well , says the usual i imagine as in house is in good repair for the loan assuming maintenance required over time etc , values the house at our offer , which is fine , refers to the shared access road (for 7 houses) and recommends solicitor is made aware etc

But i KNOW the house was built in the late 70`s as one of my uncles worked on the develpoment! yet the surveyor has stated the house is approx 60 years old...

Is this a case of google earth as a survey do you think and should i question it ?

I am borrowing 67k on a house of 177k if that helps


Just wondered if its something to take with a pinch of salt or if it matters ?

cheers!

robatwork

Dan-Dan wrote: »

But i KNOW the house was built in the late 70`s as one of my uncles worked on the develpoment! yet the surveyor has stated the house is approx 60 years old...

Just another quality valuation survey from someone who drove past I expect. What does your own more thorough survey say?

Dan-Dan

Hi Robatwork , thanks for taking the time to reply

My full building survey is happening this coming Thursday , so i am awaiting that with everything crossed , i have been roudn the house 4 times and though i am not a builder or anything , i like to think i would have spotted anything horrendous , but i am also risk averse so researched and plumbed for a full building option as it was only £150 more than a homebuyers

I just wondered if it matters a jot to Halifax that the house they think and are lending on was made in the 50`s or early 60`sbut is actually only a maximum of 35 years old!

robatwork

It's certainly strange as 50s houses just look different to 70s houses.

You've been round the house 3.5 times more than that surveyor and in any case it's Halifax's problem and I wouldn't worry. Your surveyor will hopefully take more care in his research.

Oh and it's "plumped". Your plumbed confused me - you can't get a plumber to do anything for £150!

Dan-Dan

yes thats what i thought , the style were buying is new england , it cant really be confused with a house 20 years older , not that i thought anyway!

phoebe1989seb

It seems that surveyors do sometimes get muddled Dan.......

Our last house was described as 1930s by our buyer's surveyor in their Homebuyer's Report, which was when it was rebuilt in its current location......so I s'pose he could be forgiven for this error. It was actually a Tudor building that had been carefully dismantled and transported to a different part of Essex where the new owner - a master builder - and his sons (who were learning the trade) re-constructed it and extended it in the Arts & Crafts style.

Internally, whilst you could see that the timbers were way older than 1930s, it had the appearance of a much more recent structure. I guess it could have been taken for a building constructed with salvaged materials unless you knew the history......;)

Your house OTOH, should surely be pretty easy to identify as 1970s houses are quite noticeably different from 1950s builds, IMHO Does make me question the reliability of some surveyors.......

Dan-Dan

Well i filled in the colleys customer satisfaction survey with some very honest feedback !