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Has anyone here ended up just sticking 'two fingers' up to the DCA?

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Comments

  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    tomstickland wrote: »
    There's always the moral question of wishing a debt away.

    'Morals' shouldn't come into it when dealing with a DCA. Even if the 'debtor' were to behave 'morally' then this 'morality' would most certainly not be reciprocated by the DCA.
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Tosh1
    Tosh1 Posts: 35 Forumite
    tomstickland wrote: »
    There's always the moral question of wishing a debt away.

    Well, it's working; I've heard nothing since the text messages.
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Have to agree with Rog2 - DCA's have absolutely no morals whatsoever.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • Tosh1
    Tosh1 Posts: 35 Forumite
    Hi all,

    I just like to update this post every six months or so to let you know how my 'sticking my head in the sand' strategy is working.

    A few months ago I started getting texts from some DCA in Newcastle (I googled for the info) that 1st Credit had passed me onto.

    I ignored them and have heard nothing since.

    :D
  • Tosh1
    Tosh1 Posts: 35 Forumite
    It's been nearly two years since I made the original post here; and I've heard nothing since my January post.

    My 'sticking my head in the sand' strategy is definately working.

    Just an update; and I'll continue to do so.
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