PPI and working in the NHS

kerry183

Has anyone had any experience with PPI mis selling and being employed by NHS? NHS have a good sickness pay policy and therefore perhaps we didnt need PPI on a loan........ any views on this

amersall

Look at the reasons for mis sell on the site
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step2
If any/all apply to you then make the claim.
You had a good sick pay package with the NHS, if you had life insurance and could make the loan payments should the worst happen then you had no need of the PPI, if you paid the PPI in with the loan monthly payment, this was Single Premium PPI and was in effect a loan on the loan that you repaid to term end with interest, the full cost of this policy would not have been explained to you at the point of sale, use this as a reason too.

kerry183

Thanks for that. Yes all our loans had ppi in with the loan payment, it was something we were told we had to have, there was not options and no choice, just sign here where the X is and thats it.

amersall

Good luck.