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Girlfriend moving into owned flat - Legal Implications?
Comments
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OP you could consider having a cohabitation agreement drawn up by a solicitor to protect both your interests.0
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OP the best advice is for you to retain responsibility for the mortgage, and not to charge her rent, or ask for any payments that may relate to the housing costs. Similarly she should not make any contributions to the cost of (say) an extension or new kitchen or bathroom, or replacement windows (you get the picture).
It is fine for her to pay the utility bills, it is even fine for them to be put in her name. She can buy furniture, contribute towards food, even pay for holidays for both of you with the money she saves not paying rent.
There is more than one way to skin a cat, but for the sake of peace of mind, it is worth keeping the roof over your head out of the equation.I'm a retired employment solicitor. Hopefully some of my comments might be useful, but they are only my opinion and not intended as legal advice.0 -
Give her a rent book and tell her she's a lodger..................
....I'm smiling because I have no idea what's going on ...:)0 -
i'm sure its not a one way street in that department!!!InMyDreams wrote: »Maybe she should start charging him for 'favours' too.
maybe he should start charging her for "favours!"
i'm sure she gets her fair share!
what a ridiculous point that one was....
bottom line, -she would EXPECT to pay for rent or accomodations where ever she lived, OR mortgage payments, should she get herself a mortgage one day, and i'm sure she wouldn't want to feel like she was freeloading, by him paying for the roof over her head...0 -
No she really couldn't have any tangeble interest in the property. That's like sayign she's rented somewhere and the LL is using her rent to pay the mortgage.
She is not on the obligation of a mortgage, she's not entitled to benefit from it either. It really is that simple/
It's really not that simple. Tell that to the people who've had to pay a percentage of the vale of their property to an ex partner.
The OP is quite rightly taking precautions."You've been reading SOS when it's just your clock reading 5:05 "0 -
There's lots of good information here -
https://www.advicenow.org.uk/living-together/0 -
Surely that is what is happening in every buy to let situation. It doesn't give the renter any claim on the equity. The renter pays rent and the LL spends it on whatever they like. In the case of BTL, to pay or at least help to pay the mortgage.No she really couldn't have any tangeble interest in the property. That's like sayign she's rented somewhere and the LL is using her rent to pay the mortgage.
She is not on the obligation of a mortgage, she's not entitled to benefit from it either. It really is that simple/I can afford anything that I want.
Just so long as I don't want much.0 -
Surely that is what is happening in every buy to let situation. It doesn't give the renter any claim on the equity. The renter pays rent and the LL spends it on whatever they like. In the case of BTL, to pay or at least help to pay the mortgage.
If a couple live together as partners, the "renter" has more rights than someone who is just a tenant.0 -
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OP you could consider having a cohabitation agreement drawn up by a solicitor to protect both your interests.
Are these quite common? Any idea if they are legal in Scotland. I am in a similar situation and have put down around £150K on my house so don't want to lose that if things go wrong with the relationship. I am looking for something like a pre-nup but without the marriage :TIf you always do what you have always done, you will always get what you always got!0
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