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The "Just Keep Swimming" July NSD Thread

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  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Afternoon all :hello:

    Declaring my 10th NSD

    Thank you freeby, spoon, Marmite, Cheryl and Sazzie
    IF

    ScreenShot2013-07-03at122907_zps3c47b2b9.png
    "If wishes were horses, then beggars would ride"
  • Motoko_2
    Motoko_2 Posts: 241 Forumite
    Debt-free and Proud!
    WHOOP today will be another spend day after resisting temptation from the sarnie vans (although My Whippy was really hard to resist!) and I will be going straight home after work so 7 NSD altogether :)
    DEBT FREE on the 23rd December 2013 :beer:
    :j :T
    Sealed pot 7 no 1894
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    NSD #8 today for me. Don't know if I will make my target as only 8 days until payday but I can try!
    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    cardi80 wrote: »
    It was the nicest vet visit for a while - £15 compared to £615 last month :eek: They think she is fine which is great news!

    That is good news!

    Another spendy day here,just some groceries.The shop didn't have my favourite ice lollies-an essential item in this heat.I see a spend looming up for tomorrow.:mad:

    Another hot and humid day here,but it's raining again.:j
  • Jelly_Biactol
    Jelly_Biactol Posts: 3,636 Forumite
    Just to help out with the 'no-spend' theme, how about a free doughnut from Greggs?
    http://www.greggs.co.uk/vouchers/2013_07_free_doughnut_offer/?url=/vouchers/2013_07_free_doughnut_offer
    Just click 'refresh' on your browser for a new code and voucher:wink:
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx

  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good evening folks from a very sunny and still very sunny NI:D

    I was away in Dublin for a couple of days and just got back today. Very strange eating on my own in the Bar and Restaurant etc, but the gym, spa and hydrotherapy pool etc were all very good:). I managed to grab another NSD today, so am able to declare NSD7 for today:)
    Progress is incredibly slow this month on the NSD front, but will keep plodding on. I hope everyone is well and enjoying the weather.
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • beanielou
    beanielou Posts: 95,685 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    Lots of little bits n bobs.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD 7 for me! no bread in the flat but managed without.. tomorrow will def be a spend day so im getting a loaf then!
    Life is like a cup of tea. Its all about how you make it...


    Low Spend 2021 participant
  • Candlewick
    Candlewick Posts: 284 Forumite
    Evening

    Hooray, I have finally managed to nab number 4.

    It's a bad month for me so far. :eek:

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Evening all,

    Hopefully naughty Gen-Kazy virus Trojan thingy has left the premises in disgrace :mad: and I'd like to think normal service has resumed - fingers crossed :T:T.

    Well done Fed-up for having a target & a strategic plan, you will get there - thinking long term how happy you will be when you get back to credit, keep those NSD rolling in.

    So, today was a spendy but last reported Friday as NSD 8 and then Sat NSD 9, Sun NSD 10, Mon NSD 11, Tues NSD 12, (sorry working it out in type)

    therefore up to
    Wed NSD 12+1 and 7 in a row - phew:).

    Hoping I can get to Monday, as restocked a bit today, defo helps me if I have snacks and stuff in to munch on, cheaper in long run but stretches the food budget... still 10 to go in the next 13 days for target, so munching on:D
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
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