The "Just Keep Swimming" July NSD Thread

marmiterulesok

Not one for me today after all.When I went to the open-air swimming pool with my subscription card in hand,I had to update it to a swipe card.A small spend,but still a spend.:mad:

So I bought a few groceries as well.Hopefully my next spend day will be Thursday and not before.Already into next week's budget,which is supposed to start tomorrow.

Well done with the race Freeby!

kerri_gt

Well looking like NSD #4 here :j

Really do need laundry liquid but seeing if I can wait until I pass L!dl on Thurs and try that one there (heard better things about Ald! but it's not so easy to get to) Still, silver lining means in the meantime I can't do any washing :rotfl:

Gorgeous day here - seems to be a little cooler this evening than it was yesterday so hopefully a decent nights sleep. Lovely to see the sun out though :cool:

Whoops, nearly forgot to say, well done on the RFL time Freeby, there's another one near me in Oct which i'm considering, although as my friend in Oz did a half marathon this weekend so perhaps I should step it up a bit further.

Candlewick

I finally got off the starting block yesterday and another today so 2 so far.

Hope you are all enjoying this glorious weather.

CW

IF

Hiya all and welcome to August's NSD thread :hello:
Could we please ask you to highlight your number of NSDs in a colour and in bold so that Freeby, Spoon, Marmite, Cheryl and Sazzie can see them easily when they whizz through the posts - red would be best but they don't really mind as long as they can see the numbers easily.


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

bottleofred

Good evening folks from a rather sunburnt Red:o

Following my overconsumption of red wine on Saturday night, I thought it would be a good idea to go for a walk yesterday around 2pm. There is a 4.2 mile walk from where I live and as I couldn't possibly drive the car to the gym, due to the level of blood in my red wine:p, I thought going for a walk was a good idea:cool:! To say my neck and forehead are sunburnt, wouldn't even begin to do it justice:eek:. I have been using plenty of aftersun today and am suffering badly:mad:
On a brighter note, it was a lovely day today, although is quite humid, so sleep could be hard to come by! I had a spendy today, although did get a few bargains! I hope everyone is well and enjoying the good weather:)

lovefullshelves

NSD #4 on saturday, spendy day sunday (more cat food! )then
NSD #5 today.
Son was with his dad at the w/e so i don't get to come on the pc much;):p

Jelly_Biactol

NSD 3 today

Lizzie_Bennet

Evening all!

I do believe I now have NSD #3

Well done Freeby on the RFL

XX

beanielou

Great resuly freeby :j :j

Knit_Witch

Woot! I grabbed #6 and 3 in a row