Am I being stitched up here ????

dacouch

hellzbellz wrote: »

Check that your policy includes agreed value cover otherwise they only have to offer market value in the event of total loss regardless that repairs may exceed this amount.

They take into consideration mileage condition etc and its up to you to prove value if you're contesting market value settlement.

Worth checking before saying anything how they arrived at the settlement figure so you have your ducks in a row.

good luck!

Im an insurance broker fyi

I wasn't aware a caravan had a mileometer

forgotmyname

Someone said that with caravan insurance it varies slightly to car insurance, They will payout for repairs to a higher value. Possibly even including the full market value.

Quentin

dacouch wrote: »

I wasn't aware a caravan had a mileometer

Its all explained in the last sentence of his post:

hellzbellz wrote: »

....Im an insurance broker fyi

(Think he meant to put "fwiw" not "fyi")

hellzbellz

Misread the question honest mistake but thanks to everyone for pointing that out diplomatically rather than sarcastically.

Sorry op!