Credit Card Closed - Hotel booked?

Amy_L

Afternoon All,

Quick query. I have my first ever credit card in my hand, and have had it for a few months. the 6 month interest free period will be ending soon and I will therefore be balance transferring over to some over bank/card.

If I make a purchase for a hotel now, for a date after I will had gotten rid of my card, what happens when I try to check-in etc?

I have presumed, perhaps naively, that when I do a balance transfer away from this credit card, this credit card/account will close? is this wrong?

If this is true, my question still stands, if the hotel ask for the original booking card, I won't have a valid/current one as the account would be closed.

If this is not true, and the account stays open, please confirm and therefore my Q is pointless!!

Thanks!

Paully232000

No the card wont automatically close just because it has a £0 balance on it you would have to contact them to close it, or the CC company contact you if they wanted to close it. It would run, at least, if nothing untoward happens (like not paying bills etc) in the majority of cases until the expiry date of the card. After the expiry date of the card you would be sent a new card unless as you have not used it for a while the CC company don't want to renew it.

I had one company (think it was nationwide) write to me a few months before the expiry date to say as i hadnt used it for a while I had to either use it or phone them up if i wanted another or they would just close the acc at expiry of card. This was a card, like yours, where had 12-month BT and then moved the balance onto another card and didn't use the first card again.

Amy_L

Paully232000 wrote: »

No the card wont automatically close just because it has a £0 balance on it you would have to contact them to close it, or the CC company contact you if they wanted to close it. It would run, at least, if nothing untoward happens (like not paying bills etc) in the majority of cases until the expiry date of the card. After the expiry date of the card you would be sent a new card unless as you have not used it for a while the CC company don't want to renew it.

I had one company (think it was nationwide) write to me a few months before the expiry date to say as i hadnt used it for a while I had to either use it or phone them up if i wanted another or they would just close the acc at expiry of card. This was a card, like yours, where had 12-month BT and then moved the balance onto another card and didn't use the first card again.

Ah ha! Thanks for the help. I shall continue with my booking as planned safe in the knowledge that we won't be turned away when we turn up with this CC!

[Deleted User]

They may ask for the original booking card but if you don't have it anymore then it's not a big deal. I regularly make hotel bookings on one card and pay on another. Just make sure you have proof that you have already paid with you just in case.