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Indemnity insurance..

tigsly
tigsly Posts: 481 Forumite
Part of the Furniture 100 Posts Combo Breaker
in House buying, renting & selling
Which of these needs a certificate to sell/buy and would indemnity cover it?

Windows without certificates?
Boilers without certificate?
Ensuite with no buildling regs?
Loft with no regs?

What else should have 'regs'..

I'm new to this game! When you look round a house should you ask the seller or does the soliciter ask?

And how much doe these indemnitys cost.. and who pays?

Thanks

Comments

  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It depends on the dates of construction/installation.

    eg compare the date window was installed against the date when compulsory BR certification of windows was introduced (google).

    Indemnity insurance? Well, this will protect you inthe first year after installation against the council enforcing BRs (they don't enforce after a year has passed). It will NOT protect you if the windows were installed by cowboys and fall out, double-glazing fails, or they are of poor quality.
  • tigsly
    tigsly Posts: 481 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    So if the bits were added say 3 years ago - and there were no regs.. i twouldnt matter? (and how would I know when teh windows were put in with no regs?)
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    tigsly wrote: »
    So if the bits were added say 3 years ago - and there were no regs.. i twouldnt matter? (and how would I know when teh windows were put in with no regs?)
    Well if the installation pre-dated the relevant BRs, it could hardly matter that you did not have BRs sign-off!

    Ask the vendor for date of installation. Or for sight of the invoice. Or guarantee.
This discussion has been closed.
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