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Long term savings diary of a soon to be 22 year old

124

Comments

  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I say boast away OP. If you are happily saving, have your own house, in a good LT relationship and where you want to be then sod everyone else. OP didn't say he was saving every last penny and not having holidays or a life of some kind. He may have been on 2 or 3 holidays this year for all we know!

    I get that diaries aren't for everyone on this forum but if you don't like, then don't read! Some people find it inspiring to read threads like this.
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • le_loup
    le_loup Posts: 4,047 Forumite
    lippy1923 wrote: »
    I get that diaries aren't for everyone on this forum but if you don't like, then don't read! Some people find it inspiring to read threads like this.
    ........ and others find it clutters the forums with attention seeking garbage. You know, the sort of thing that look at me kidadults find endlessly fascinating.
  • tiger_eyes
    tiger_eyes Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    I think it's because circumstances can change dramatically for the worse that it's important to save while you can. The Debt-Free Wannabe board is full of people who wish they'd saved during the good times, because the bad times came without warning. Nobody is living in a cardboard box here - just thinking of the future.

    Alas, if you venture into the savings board of a money forum, there's a risk you may encounter people who are keen on saving money. In order to avoid these people, consider avoiding money forums. :p:D
  • cydney65
    cydney65 Posts: 830 Forumite
    Part of the Furniture 500 Posts Combo Breaker Stoptober Survivor
    Hey YB! Good to see you again. I shall be keeping an eye on your diary as I like reading your posts on the saving 12k thread.

    I so wish I had your drive and attitude to money at 21/22. Now I'm an ancient 48 yr old who has just started to invest (first fund bought yesterday in my s&s ISA) so I have a lot of catching up to do.

    Tim Hale is a good read along with Monkey with a Pin, which is a free ebook.

    Good luck!
    Pay off all your debts by Christmas 2025 no. 15 £0/6949
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    tiger_eyes wrote: »
    Alas, if you venture into the savings board of a money forum, there's a risk you may encounter people who are keen on saving money. In order to avoid these people, consider avoiding money forums.

    Nobody has said anything against saving and investing. That is what this board is about, after all. Nobody begrudges the OP of his savings and nobody is jealous (not that I have seen, anyway). The only one who mentioned jealousy before is the OP - - which sort of supports the notion of boasting as has been suggested.

    Having your finances in a healthy state is a great idea at any age but to achieve that, you don't have to be a financial exhibitionist. There are several millionaires and multi-millionaires frequenting the MSE forums, none of whom feel compelled to inform or remind people of their financial prowess. The leading millionaire is probably a certain Martin Lewis.

    But exhibitionists exist in all walks of life, so post away.
  • Lol, anything negative, posted by anyone will result in an ignore.

    Go ahead, ignore me. Il concentrate on reading other posts, some of whom might actually require some help rather than a group 'clap'. Lol.

    Good luck to you, I hope you get everything you want. Ignore me, I'm not interested in your saving performance.
  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Lol, anything negative, posted by anyone will result in an ignore.

    Go ahead, ignore me. Il concentrate on reading other posts, some of whom might actually require some help rather than a group 'clap'. Lol.

    Good luck to you, I hope you get everything you want. Ignore me, I'm not interested in your saving performance.

    I find it odd how you are criticising the OP about his saving's goals when in fact, in your signature, you have something similar (although a year out of date, did it not go too well?)!

    p.s. and you say you read other posts, others which require help, and yet in the 9 years you've been on this forum, you've posted 437 times. I am sure you've been a great help to those asking questions :money:
  • I'm not criticising the OP's goal, I'm questioning the need to post them here, at this time.

    Yes, my signature is out of date - can't be arsed with it, if the truth be known.
  • badger09
    badger09 Posts: 11,819 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 19 June 2013 at 11:25PM

    Yes, my signature is out of date - can't be arsed with it, if the truth be known.

    I think innovate has recently founded the C B A club.

    You're member number 2 - which makes you deputy chairman

    I'll also join - vice chair? :p

    Don't bother resigning, or unsubscribing - we'll never send anything out anyway because we CBA :rotfl:
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    badger09 wrote: »
    I think innovate has recently founded the C B A club.

    You're member number 2 - which makes you deputy chairman

    I'll also join - vice chair? :p

    Don't bother resigning, or unsubscribing - we'll never send anything out anyway because we CBA :rotfl:

    Happy to be secretary as I CBA to do any minutes.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
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