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having a lodger move in

hello,

i've had a lodger agree to move in with me and he has paid a deposit. what do i need to get sorted. as far as i'm aware it's:

contract - apparntly you can buy a contract for £5 from smiths or something? i know i signed one before when i was living with a landlord

contents insurance - i don't actually have contents insurance yet (:eek:) so i might aswell find somewhere combined where i'm covered with a lodger in the place. where are the best places to go for this?

anything else i need to consider please?

thanks

Comments

  • BitterAndTwisted
    BitterAndTwisted Posts: 22,492 Forumite
    10,000 Posts Combo Breaker
    You don't need to draw up a formal contract for a lodger. Just a list of mutually-agreed conditions would do covering things like when the rent is to be paid, percentage of utility-bills, cleaning-rota, overnight guests, stuff like that.
  • hazyjo
    hazyjo Posts: 15,475 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Think you're meant to have a gas certificate when you get a lodger in. Hopefully someone more knowledgeable will confirm!

    Jx
    2024 wins: *must start comping again!*
  • martinsurrey
    martinsurrey Posts: 3,368 Forumite
    hazyjo wrote: »
    Think you're meant to have a gas certificate when you get a lodger in. Hopefully someone more knowledgeable will confirm!

    Jx

    confirmed

    http://www.hse.gov.uk/gas/landlords/safetycheckswho.htm#lodger
  • katejo
    katejo Posts: 4,281 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Any home insurance which you buy will not cover your lodger's things . They need their own . Make sure you declare the lodger to your insurance company and to your mortgage lender . If your lodger has their own TV in their room , they will need a separate Tv licence to watch live TV .
  • 00ec25
    00ec25 Posts: 9,123 Forumite
    1,000 Posts Combo Breaker
    don't forget that if they pay you more than £354.16 per month (ie >£4,250 pa) including any share of bills you must declare your income to HMRC and pay tax on the amount over £4,250

    called the rent a room scheme https://www.gov.uk/rent-room-in-your-home/the-rent-a-room-scheme
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