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Noddle Rating

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Afternoon all,
Just a quickie...do any of you ev IVAers have a better credit rating than 1 with noddle?...I am obviously ex IVA and currently showing a 1 but have cleared all other defaults....just curious if you can better that before the 6 years when it falls off my file?

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Mine said 3/5 with defaults gone but a bankruptcy order still showing for a short while. Then went to 4/5 after that dropped off.

    Honestly, I would just ignore the rating. It is really rather meaningless. Any lender will judge you on their own criteria based on the factual information on your report. The noddle rating has no influence.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • techno1029
    techno1029 Posts: 105 Forumite
    Thanks for reply, was just curious if it would be stuck at 1...
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