Windfall

My mum is a pensioner and is due a windfall in a few weeks time, around £50,000.

She doesn't receive any means tested benefits, no pension credits etc. She pays full council tax and still has a small mortgage.

She does receive her state pension and a private pension.

She would like to know because she receives money from the government, her state pension, does she have to declare this windfall to them?

Thanks.
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Comments

  • evenasus
    evenasus Posts: 11,865 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As she doesn't claim any benefits, then she could have a windfall of millions and have no need to inform anyone.
  • teddy1664
    teddy1664 Posts: 6 Forumite
    Thanks evenasus..

    I think we were confused and unsure because we were classing her state pension as a 'benefit'
  • evenasus
    evenasus Posts: 11,865 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    State pension, I don't consider a benefit. Your mum will have paid for that over the years.

    Good luck to her.
  • Torry_Quine
    Torry_Quine Posts: 18,865 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    teddy1664 wrote: »
    Thanks evenasus..

    I think we were confused and unsure because we were classing her state pension as a 'benefit'

    It's only means tested benefits that would need notified but the state pension isn't (as yet).
    Lost my soulmate so life is empty.

    I can bear pain myself, he said softly, but I couldna bear yours. That would take more strength than I have -
    Diana Gabaldon, Outlander
  • Thank you, it will put my mum's mind at rest.
  • tanith
    tanith Posts: 8,091 Forumite
    Part of the Furniture Combo Breaker
    I hope your Mum enjoys spending her windfall...
    #6 of the SKI-ers Club :j

    "All that is necessary for evil to triumph is for good men to do nothing" Edmund Burke
  • bloolagoon
    bloolagoon Posts: 7,973 Forumite
    Oh I hope she has a lot of fun spending it, it's a good time of life to create memories
    Tomorrow is the most important thing in life
  • Hope she spends it on having a good time.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations to your mum and no, she does not have to tell anyone and can spend it on whatever she likes :)

    State Pension is not a means-tested Benefit so it is no business of anyone else's how much money she has.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • teddy1664
    teddy1664 Posts: 6 Forumite
    Many thanks all.

    She hasn't had an easy life but she has worked hard all her life, I am so happy for her, I've told her its about time she spoilt herself. She has got a sister in South Africa whom she hasn't seen in over 10 years so that the first thing on her 'to do list', plane ticks for South Africa!!
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