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Hoping for some help please

Hi,

I am currently working full time and looking at the open university to complete a part time bsiness and management undergraduate degree, this costs £15372 (£5124 annual).

My salary at the moment is £25k and my wifes is £9k we do receive tax credits yearly and we have 2 children 3 and a half, and 1 and a half.

Ive been reading many articles tonight and my head is full and slightly confused. I wonder if anyone could help me with the financial support I would be offered?.

Many thanks.

Comments

  • redmel1621
    redmel1621 Posts: 6,010 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    edited 15 June 2013 at 6:36AM
    Hi. From what I understand of the OU now you will have the following option:

    1, pay in installments on an ousba account. The cost of the course will be spread over 9mths.

    2, Take out a tuition fee loan. This is issued the the student loans company, the same way it is for full time students at a brick uni.

    the only other options are paying it on a credit card, outright or being sponsored by your employer and them covering the cost.

    There is virtually no 'financial support' in terms of low/no fees anymore. The only one that exists is where you pay £25 for a foundation part of a degree but only if your household income is below £25000, which yours is way above.

    fwiw, I would opt for the tuition fee loan as on an income of £25000 you will only be repaying £30pm, and nothing if your income drops below £21000.

    on an ousba account you would be paying over £250pm, if studying part time i.e. 60 credits(£2500pa)
    Unless someone like you cares a whole awful lot,
    Nothing is going to get better. It's not.
  • AnnBar
    AnnBar Posts: 75 Forumite
    Hi,

    I am currently working full time and looking at the open university to complete a part time bsiness and management undergraduate degree, this costs £15372 (£5124 annual).

    My salary at the moment is £25k and my wifes is £9k we do receive tax credits yearly and we have 2 children 3 and a half, and 1 and a half.

    Ive been reading many articles tonight and my head is full and slightly confused. I wonder if anyone could help me with the financial support I would be offered?.

    Many thanks.

    What part of the UK do you live in? There are different rules depending on which area of the country you live in.
  • we live in county durham.
    with regards to childcare we are going to opt for the childcare vouchers meaning my our combined salary will be £28k. My salary will be £22k and my wifes is £6k.

    thanks.
  • Yeah if no anybody help then all is left on The God.
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