Credit history gone up to 2010?

cashglue

Baffled...
I had a really poor history and was paying of a CCJ that is passed 6 years and had a few accounts that were unpaid for more than 7 years. Terrible and embarrassing on my part. I have paid of many accounts. What is odd all of my poor past has gone????

Is this because I have moved house?

My credit score is saying I owe nothing????

Will this come back when I go back on the electoral register. It does show my previous address on my credit rating so I am sure it is not this.

sfax

Which credit report are you referring to? You'll have 3: Experian, Equifax and CallCredit

tinkerbell28

It could be the files haven't updated properly yet.

Or it could be that the original defaults etc, have passed 6 years. Although not on your file, the ccj can definitely be chased, so can the others if not statute barred.

Experian_company_representative

When you order your credit report you need to provide all of your addresses over the past six years to make sure you're looking at all of the information held. If you've done that and everything else is in order (eg your name is spelled correctly) then perhaps the old debts have now expired.

James