We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Credit Card Paid Off

Hello.
Eight months ago I paid off my card through an agency that my bank had collecting on my behalf, the balance was €2000 which as stated is fully clear now.
My MasterCard is still active on my online account but states a balance of 0 and credit limit of 0 also I do not have the card anymore.
I wondered is there a possibility of my bank re issuing my card again with perhaps a limit lower and more within my means.
Does anyone know if this is possible?
Thank you.

Comments

  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    You should probably ask the bank?

    I doubt many of us here have experience with that sort of thing from a, presumably, European bank, but from a UK bank the answer would almost certainly be no. If its gone to an agency, the debt has been sold on.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.