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Mbna - quality checking????!!!!

Hello

I have just rung mbna.

A decision has been made on my credit card ppi and apparently its gone for 'quality checking'

Anybody any ideas what this means or anyone been through the same process?

They wont discuss decision over the phone

All help appreciated

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic

    They wont discuss decision over the phone
    There really is little point in constantly ringing for updates about the status of your complaint. I suggest waiting until they respond by letter.
  • To be fair, I rang chasing a cheque that hadnt arrived by day 28 on an unrelated complaint.

    I realise calling every X days isnt going to expidite my complaint on this one.

    Just wondered if anyone else knew what 'quality checking' process in mbna meant

    Thx
  • dazza12
    dazza12 Posts: 287 Forumite
    Part of the Furniture Combo Breaker
    Just wondered if anyone else knew what 'quality checking' process in mbna meant

    In MBNA's case, probably a manager checking that the member of staff has used MBNA's interpretation of the redress rules, rather than the FOS rules.
    Competition wins:
    2010 - approx £450. 2011 - approx £800. 2012 - approx £300. 2013 - nothing so far!
  • dazza12 wrote: »
    In MBNA's case, probably a manager checking that the member of staff has used MBNA's interpretation of the redress rules, rather than the FOS rules.

    I take it that the words quality and mbna shouldnt be used in the same sentence without a negative then?? :)

    Genuinely perplexed as to what quality checking means in relation to this complaint
  • dazza12
    dazza12 Posts: 287 Forumite
    Part of the Furniture Combo Breaker
    To be fair to them, they do uphold in quite a few cases and normally don't take too long about it. However, there are many cases where the amount of redress has been challenged, a number of such complaints are going through FOS at the moment.

    It could simply mean that the decision or redress calculation is being checked by another member of staff just to check they've not made an error.
    Competition wins:
    2010 - approx £450. 2011 - approx £800. 2012 - approx £300. 2013 - nothing so far!
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