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When and where should I apply for a loan

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lottie3000 wrote: »
    It is amount of available credit, so this would be the unused l ok limits on my cards? Should I lower these l john limits or would that have an adverse effect

    Sensible advice is to your set limits at what you use. Cancel or reduce the excess. Lenders will then look on more favourably.

    For a car HP may be more suitable form of finance. As the car remains security for the debt.
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