Proof of No Claims-CAR INSURANCE

Sookie1986

I have been driving since 2007 and i have never made a claim on any of my car insurance providers but stupidly when i was younger i didnt know what proof of no claims was or that it would lower my premium so i continued to take out new policies with no proof of no claims. I cant even remember all of the insurance companies i have been with over the years, just a few.

There must be a way i can prove i have 6 years plus no claims is there?

I have managed to back track the last 2 years so i am now with a new insurance provider using 2 years proof of no claims but actually i have 6+ just not the paperwork to prove it.

Please help.

InsideInsurance

There would be a difference if you had been with an insurer that only recognises a maximum of 5 years NCD and you wanted to prove you have 6+ with a new insurer as this is an industry known issue.

What you have is a whole series of 1 years NCD and to be honest I am not convinced many insurers would be willing to combine them for you.

You could do a SARS request to CUE and hope to pick up the details of your previous insurers but not all insurers submit to the database so the records could be incomplete. Alternatively you can pay MID to check but you're likely to be looking at £4 per request/ year and then you are bending the purpose of the form. I would imagine the easiest way is checking your bank or credit card statements for the premiums in and around the renewal date

Before doing any of that check an insurer will be willing to accept it though