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8 week response query

I sent off the fos ppi claim form to HSBC registered post 8 weeks ago this week

HSBC acknowledged by letter 2 weeks later & said they will respond within 8 week

My question is when is the 8 week from? When I sent the letter or when they acknowledged it?

If from when j sent it should I ring them to chase them up or go straight to FOS?

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Only go to FOS if you want to wait around eighteen months. Only contact the Bank if you've heard nothing at all when the eight week period is over.

    I recommend some patience.
  • dunstonh
    dunstonh Posts: 121,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Give them a chance. We all know there is a backlog and high levels coming in every day. Most cannot achieve the 8 week guideline. Going to the FOS will just put you in a longer queue. Plus, you may not benefit from auto payout if you did as there is no point autopaying out to avoid the FOS fee if you have already referred it to the FOS.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • -taff
    -taff Posts: 15,585 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The 8 weeks from when they receive your letter/their acknowledging letter. They can't investigate a complaint that they haven't actually received can they?. You can't go to the FOS until 8 weeks ahve passed or until they send a full and final response.
    Non me fac calcitrare tuum culi
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