Travel Insurance help

someguy

I have a couple of questions on travel insurance if anyone can help.

Firstly, with single trip policies, when entering an expiry date, will it expire up to the start of that day or including it?

Secondly, what happens in this scenario. You take out a single trip policy (say from 16th June to 23rd June) but whilst out there something happens and you require medical expenses for the next month. Does that mean that as soon the policy ends they'll stop paying or is it the case that if the accident occurs during cover period they will continue to pay expenses until you are 100% again (regardless of when the policy ends).

Finally, I've been looking at Direct-Travel and Flexicover Direct. In the policy of Direct-Travel, I came across this (for single trips):

For single-trip cover only;

....

2 Youaccept that when booking a one-way trip:
a) we will not give curtailment cover;
b) medical emergency, repatriation and associated expenses will only cover fees or charges incurred within the first 17 days of arriving at your final destination; and
c) repatriation, if necessary, would be to the United Kingdom only.

I'm taking the final destination as the place you're staying whilst on holiday and even if you took out a policy for 30 days, you're only covered for medical expenses during the first 17 days. That can't be right surely?

Can anyone help with the above questions?

Thanks in advance.