Is there a step by step guide to buying?

Islaboo

Not money saving as such but what happens when?

The sticky thread doesnt really cover what im after.

We have done the survey which needs a bit of negotiation (not a huge amount)

We have received the mortgage through but obviously dont want to be signing this and getting the money until we have a completion date incase it all falls down.

How do these things happen?

Is this what our conveyancer should be explaining to us? We havent heard from them in 3 weeks since we instructed them.

Thanks

Dan-Dan

Reallymoving.com is excellent.....

I_have_spoken

>Is this what our conveyancer should be explaining to us?<

Solicitor really.

kingstreet

House purchase process runs like this;-

Offer agreed
Solicitors instructed
Sales memorandum issued by agent
Purchaser applies for mortgage
Vendor's solicitor prepares and issues draft contract and seller's enqiry forms
Vendor completes seller's enquiry forms and returns to solicitor
Valuation/survey carried out
Purchaser pays solicitor for searches
Searches requested
Renegotiation of price due to survey findings - if required
Mortgage offer issued
Purchaser's solicitor receives seller's enquiry forms and raises any enquiries
Searches returned
Responses to enquiries
Purchaser visits solicitor to go through paperwork, hand over ID and deposit
Completion date agreed between all parties
Contracts exchanged
Completion takes place.

The order might be a little out in one or two places and some things can take place concurrently, rather than consecutively to save time.

googler

The guide will differ depending on whether you're buying in E&W, or Scotland.

G_M

There are many books on the subject, and they will stand you in good stead as you go through the whole process.

Your local library will haveseveral (free)

Or try Amazon and do a search there.

AlexMac

pump house buyers guide into a well-known search engine and if you skipthe ads, you'll get lots of checklists from Citizens Advice, the BBC, property sites like Rightmove, lenders and 124 million other less independent websites. But Kingstreet's covered the basics (except the bits where, due to unexpected pitfalls, agent/vendor or solicitor error/incompetence/delay, you come close to a nervous breakdown- of our last 10 purchases over 30 years, only 2-3 have been problem free!) Good luck

mkgirl1981

hi - this was from my conveyancing solicitors website, might be helpful for you http://beesons.net/blog/bee/wp-content/uploads/2012/12/First-Time-Buyers-Guidance-Booklet.pdf