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I have never had credit before. I now have two subprime credit cards (capone classic and vanquis)

my credit score is 3/5 on noddle (saving experian free trial for when i have a credit history to look at), i assume thats because i have done nothing right or wrong so sitting in the middle.

will spending on both cards and paying it off in full every month make me look twice as reliable and raise my score twice as quickly? Or will it be 6 months / a year before i will get a 0% purchase card to help spread the costs of holiday etc a bit?

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