Savings and Council Tax in retirement

elgindave

I've worked all my life and am about to retire.
I've managed to save a bit by forgoing some of the pleasures in life and now have savings over the magic £6000 but don't see why I should have to still pay Council Tax when the people you WON'T work have enjoyed all those same pleasures and then get it paid out of my taxes after I've paid for their fags, beer and holidays all my life!!
Means they can carry on as before but muggins here has to now scrimp and scrape just to survive.
My question is very simple but I just cannot seem to get an answer to it.
How long before I retire do I have to dispose of my savings if I want to try and get some of my money back in benefits but not get told to sod off cos I worked all my life in order to keep the chronically employment challenged in the lifestyle to which the had become accustomed.
Sorry to be so miserly and selfish but................................!!

Scarlett1

you have £40,000 in savings and a company pension scheme that matures in 3 years time and you want to squander it all so you can claim a council tax rebate after retirement ??????

you wont be scrimping and saving in 3 years time with a healthy nest egg of £47,400 !!!!!!

seven-day-weekend

If you have a decent amount of savings, for heavens sake just pay the Council Tax! You'll still ber much better off than those people to whom you are referring!

Why on earth should you want to get rid of your savings so that you can live a life on benefits?

If however, as someone says you only have £1000 or two above the threshold, then just spend it on refurbishing your home.

seven-day-weekend

I've just read your other post, I can't believe that you want to get rid of nearly 50 grand just so that you can claim a State Benefit, when you could be having a nice lifestyle.

We are a similar age and in a similar position to yourself ( not so many savings, but still WAY over the threshold), so I do understand what you're saying, but imho getting rid of your money just so that you can claim Council Tax Benefit would really be cutting off your nose to spite your face.

If you chose to spend it travelling, going out for meals etc, in other words enjoying your retirement, then that is totally different to just 'getting rid of it'.

You've worked hard and saved for it, why not now enjoy it?

Scarlett1

OP depriving yourself of capital in view to claiming benefits is considered benefit fraud, but I consider this and the other post a big wind up cause its a boring bank holiday monday chucking it down with rain, maybe the trolls bridges have been flooded :rotfl:

seven-day-weekend

Scarlett1 wrote: »

OP depriving yourself of capital in view to claiming benefits is considered benefit fraud, but I consider this and the other post a big wind up cause its a boring bank holiday monday chucking it down with rain, maybe the trolls bridges have been flooded :rotfl:

You mean the post about the person who wants to give up his job and live on benefits at the age of 43?

Doh....it's me, I believe anything!:rotfl: :rotfl: