Finding old claims or incidents on car insurance

Guilt_is_a_rope

When looking at car insurance quotes, I spoke on the phone to one company and they said that something else has shown up in my claim history that I had not put down in my application, when I asked what this claim/incident was she said that they could not tell me any details.

I'd told them of a previous claim and windscreen repair, but haven't had any other incidents in the last five years so I'm thinking there is an error on my record.

I've heard long ago that there is website that lets you access the data the insurance companies have on you for a fee but my googling is coming up short, If I at least knew whats on my record I can dispute it, and I really don't want to be accused of withholding information if I was to be in an accident.

Does anyone know this site? Many thanks

rs65

Www.insurancedatabases.co.UK/media/2893/data_subject_access_request_form.pdf

Guilt_is_a_rope

Brilliant that was just what i was looking for. Thanks:T

InsideInsurance

CUE, as linked above, is not a complete picture as not all insurers contribute to it. It would certainly be sensible to check with prior insurers as well given that an insurer may well decide to do that should they have suspicions and they know that your last insurer etc are ones that dont report to CUE

Guilt_is_a_rope

Will do Insideinsurance,

Its a bit of a funny one. My existing Insurer known nothing about it, and my renewal is pretty much the same price as last year.

I found two similar cheaper prices with other decent insurers and Insurer1 that flagged the issue only increased the premium by 15quid compared to my on-line quote when including the extra mystery claim.

I specifically asked the other insurer2 by phone which I got a quote from and they said all was fine, nothing was coming up on the system and that I can buy with the details I provided.

Now I'd rather buy with insurer2 as I feel the cover is slightly better but don't want to get in the brown sticky stuff later on because I don't have any details on this mystery claim the other insurer says in on my file.