We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage Brokers in Manchester? Recommendations?

13»

Comments

  • toonfish
    toonfish Posts: 1,260 Forumite
    So your not lipstick then? we say a post on another thread by lipstick and he/she/it signed it JoeK

    Oh dear, here we go again!
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.



  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    I actually find it amusing - I just got a picture of JoeK in his weekend clothes of a mini and halterneck!

    I havent reported you Joek, just telling you that if you get banned, they ban your IP address so trying to do something you should not under a different username is not a way around it.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JoeK_3
    JoeK_3 Posts: 1,374 Forumite
    homer_j wrote: »
    I actually find it amusing - I just got a picture of JoeK in his weekend clothes of a mini and halterneck!

    I havent reported you Joek, just telling you that if you get banned, they ban your IP address so trying to do something you should not under a different username is not a way around it.

    What's all this cr*p about then.

    Whatever is your motive for this you had better withdraw this and now.

    A public apology for you aspersions will be accepted.

    JoeK
    I am an Independent Financial Adviser.
    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    ok joek - I apologise for making light heated humour at the fact that you seem to have been posting as another broker called Lipstick.

    I apologise that i have found amusement in the fact that you seem to have answered your own posts under what seems dual personality and then gone on to tout for business so blatently.

    Thinking that you seem to be the kind of person that might just laugh along with these comments, I didn't think such a nerve would have been hit?

    Now consider your words very carefully, you ever send me a pm again threatening me or trying to stir with people I know, I will report you, I will not look favourably upon it. Lighten up a little will you! We dont have to be serious all the time.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • So your not lipstick then? we say a post on another thread by lipstick and he/she/it signed it JoeK

    ^:naughty:

    But all he wanted was a Hug!!! :D
  • JoeK_3
    JoeK_3 Posts: 1,374 Forumite
    Homer, let me point out that I do accept your public apology and I do not need to tout for business in any public forum.

    I am a total professional and carry myself accordingly at all times.


    JoeK
    I am an Independent Financial Adviser.
    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
  • Coops10
    Coops10 Posts: 46 Forumite
    Forget about all that, I'm actually more perturbed by the quote of "it takes 14.5 hrs to process a mortgage application". I received a mortgage offer from BM Solutions in 9 minutes last week!
    I am an Independent Financial Adviser.

    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
  • toonfish
    toonfish Posts: 1,260 Forumite
    Coops10 wrote: »
    Forget about all that, I'm actually more perturbed by the quote of "it takes 14.5 hrs to process a mortgage application". I received a mortgage offer from BM Solutions in 9 minutes last week!

    Bang on mate and not just 14.5 hours, 14.5 hours at £80 a pop!
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.



  • I'm sorry but this, and other threads are really driving me mad, so before you read I'm sorry if I offend anyone but I'm :mad:

    Why is it that when anyone asks for advice in a thread, it turns out into a battle of Mortgage/Financial Advisers! From someone who is not a Mortgage/Financial Adviser please can you argue amongst yourselves elsewhere!!!

    I know Martin has posted a thread about this before. I'm not having a go, but on a few threads recently it has turned into cat fights like this and it's not useful to anyone!

    I doubt that the OP has got his question answered from anything that has been posted on this thread. At the end of the day, people are going to make there own decision about who to get there mortgage with and you lot all arguing amongst yourselves aren't going to get any business like that, infact I'd steer clear of the lot of you!!! :mad:

    If I feel someone has done a good job, I'll recommend them whether it be a finacial advisor/mortgage broker/tradesperson. With fear of other people giving me grief on here I've PM'd the original OP with a recommendation which they can take or leave, hopefully they will find it more use than what's been posted so far!!!!!!!!!!!!

    Rant over, let the abuse commence back at me now for probably expressing an opnion I should have kept to myself :eek:
  • JoeK_3
    JoeK_3 Posts: 1,374 Forumite
    Rachelandgromit, many thanks for your post and I agree with you 100%.

    Your point is exactly the same reason that I forced a public apology on here.

    If anyone wants to follow my posts in here I have always tried to be helpful and I respond in a totally professional way.

    Many thanks for your valued comments.

    JoeK
    I am an Independent Financial Adviser.
    Anything posted on this forum is for discussion purposes only. It should not be considered financial advice. Different people have different needs and what is right for one person may be different for another. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser who can advise you after finding out more about your situation.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.