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Simply Health

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I joined a health scheme sponsored by work about 15 years ago. It has gone through various iterations and now has become Simply Health. My monthly subscription is now £80! That is for FULL everything cover. (If they eventually pay out!)

I have made a few physiotherapy claims, but other than that nothing. I'm 51, pretty healthy. Good diet, exercise loads.

Due to an imminent cut in pension, I'm thinking of moving to something simpler, or relying on the NHS. I just worry that one day after cancellation will be the day I contract a serious illness! Sods-Law!

I doubt my 15-odd years of minimum claims would grant me any goodwill from Simply Health. Should I just treat it like car/home insurance and go with the cheapest (within reason) or stick with Simply Health?

Thoughts, advice, previous experience welcome please guys.

Comments

  • Faith177
    Faith177 Posts: 2,927 Forumite
    Part of the Furniture 1,000 Posts
    My mum uses Simply Health through her work and they has been fantastic since she was diagnosed with breast cancer a month ago. She has just been given £60 for one chemo session.

    She had wanted to cancel back in Jan to save some money for my wedding. When she ran them they advised she could reduce her cover level down as low as £5 a month.

    Might be worth giving them a call see what they can offer you
    First Date 08/11/2008, Moved In Together 01/06/2009, Engaged 01/01/10, Wedding Day 27/04/2013, Baby Moshie due 29/06/2019 :T
  • don't you claim your dental treatments
    chiropodist
    eye tests and glasses
    acupuncture
  • VanMan2007
    VanMan2007 Posts: 400 Forumite
    don't you claim your dental treatments
    chiropodist
    eye tests and glasses
    acupuncture

    Did ask about claiming dental, they said no! Another nail in their coffin.

    Have cancelled my policy.
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