Bankruptcy board

savagevixen

Anyone who thinks that Bankruptcy is an easy option, should try being called into your children's school office to have the headteacher and secretary tell you, that they know you are bankrupt.

You should try having the local garage being contacted by an Official Receiver and taking your car away.

You should having your personal and deeply painful financial affairs being aired in the local rag, thus becoming the latest topic of gossip in the playground and at work.

Prior to all of this, you should meet with a well-dressed well to do judge who has analysed your pathetic embarrassing financial affairs and declares you bankrupt.

You should try having a snotty nosed clerk, turn his nose up at you as he checks your forms and takes them to the judge.

It is not easy and it is truly unpleasant at times, but it is the very bottom and you can only come up, and things can only get better.

Facing bankruptcy is scary, lonely, embarrassing and deeply painful.

Posting here is frightening the first few times and it will be all the worse for the horrendous posts that are appearing. I was scared to post anyway, and I never read anything like what is going on now.

We all need to think of others and put a stop to this.

philnicandamy

Well said..

betterlatethannever

Vix, that post reduced me to tears, real tears, some slightly self-pitying tears.
I've just sobbed all over my boiled egg and marmite soldiers.
Wonderful post Vix.

desperate_mum_3

why on earth did the school need to know and call you in ????
It hadn't even crossed my mind about the school knowing ..

savagevixen

desperate_mum wrote: »

why on earth did the school need to know and call you in ????
It hadn't even crossed my mind about the school knowing ..

They didn't NEED to know, they found out, and due to the county council taking 6 weeks to cash a cheque, the £33, dinner money cheque I had paid in good faith was cancelled. They said they'd all had a chat about us being BR....anyway it was mortifying. Staff saw it in the paper. I felt really low that day. It was the week before last.

Richard_S

savagevixen wrote: »

They didn't NEED to know, they found out, and due to the county council taking 6 weeks to cash a cheque, the £33, dinner money cheque I had paid in good faith was cancelled. They said they'd all had a chat about us being BR....anyway it was mortifying. Staff saw it in the paper. I felt really low that day. It was the week before last.

That's really bad Foxy,

One of our son's lecturer's keeps making thinly veiled comments about bankruptcy in tutorials. Unfortunately he'll also be marking some of his exam assignments so I'll have to bide my for the moment; having said that once the results are finalised I'll be "requesting" an explanation and apology.

Richard

wherediditallgo

Richard_S wrote: »

That's really bad Foxy,

One of our son's lecturer's keeps making thinly veiled comments about bankruptcy in tutorials. Unfortunately he'll also be marking some of his exam assignments so I'll have to bide my for the moment; having said that once the results are finalised I'll be "requesting" an explanation and apology.

Richard

What an absolute cheek! It's a total abuse of his position for him to do that. Apart from the fact that he's using your situation against your child, what makes that lecturer think he's immune from debt problems himself?

Broken_hearted

Not sure if this is helpful or not but you can apply for agrant for school coat/shoes and help paying for school trips. Since they are aware of your situation they should be more helpful. Other than that it's no-one elses business.
I know I've never been bankrupt hopefully never will but I've stood in the school office and admitted I have no money, been out shopping and had my card declined. The boys called scruffy because they have cheap clothes some second hand.

Richard_S

Broken_hearted wrote: »

Not sure if this is helpful or not but you can apply for agrant for school coat/shoes and help paying for school trips. Since they are aware of your situation they should be more helpful. Other than that it's no-one elses business.
I know I've never been bankrupt hopefully never will but I've stood in the school office and admitted I have no money, been out shopping and had my card declined. The boys called scruffy because they have cheap clothes some second hand.

Bh,

Children can be so cruel and I really can sympathise with you where your boys are concerned.

Richard

Richard_S

wherediditallgo wrote: »

What an absolute cheek! It's a total abuse of his position for him to do that. Apart from the fact that he's using your situation against your child, what makes that lecturer think he's immune from debt problems himself?

Hi wdiag,

It does make me wonder about the guy's financial situation because difficult to see any other reason for the comments he makes, maybe he was owed money by somebody who went bankrupt? Paid for a job to be done and the tradesman went bust leaving the job undone? Who knows?

Richard

wherediditallgo

Richard_S wrote: »

Hi wdiag,

It does make me wonder about the guy's financial situation because difficult to see any other reason for the comments he makes, maybe he was owed money by somebody who went bankrupt? Paid for a job to be done and the tradesman went bust leaving the job undone? Who knows?

Richard

That's a question you can ask him when you 'request' an explanation for his behaviour. Whatever his gripes are, during the hours he's getting paid, he should be doing the job he's paid for. If he has a genuine issue, he should be big enough & mature enough to deal with that outside working hours. I hope you're making a note of every time it comes up with your son.