We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Rejected for Tesco Credit Card

PeteWoodward · 2013-06-06 11:04:38

Hi All, I was rejected right away for a Tesco credit card. Seemed like a pretty instant decision. They say they use Experian and my credit score through them via credit expert was 897 with the only negatives cited being that a) You have recently opened 1 or more new credit accounts. [It was 02 Broadband for which I pay…

Options

Comments

Experian_company_representative Posts: 2,134 Organisation Representative

10 June 2013 at 12:52PM

Industry guidelines require lenders to tell you the principle reason for refusing credit if you ask.

If it was purely down to scoring you also have a legal right to request a manual review (ie a person looks at it again), which can bear fruit particularly if you can provide supporting evidence that backs up your creditworthiness claim (eg regular council tax payments).

James

“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
0

This discussion has been closed.

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

British Airways passenger? Book and travel using your old Covid vouchers NOW – or lose them
If you had a British Airways (BA) flight or holiday disrupted by the Covid-19 pandemic, check if you've got an old voucher as millions of pounds' worth are still unclaimed. You'll need to use it to travel before the end of September 2025 – or risk losing it. Below we explain how to search for unused vouchers and how to use them.

View All

Rejected for Tesco Credit Card

Comments

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free