Help my house burnt down.

foxyuk

lisaburton wrote: »

I have employed an independant loss adjuster who is charging me £100 per hour initially for 10 hours, He has said he will let me know when he is getting close to the 10 hours and we can discuss my requirments.

So far we are still only being offered 28,000 and halifax wont budge. My loss adjuster is hoing to speak with the area manager on Monday to see if it will help influence any descions.

Me and my husband have spoke and have both agreed that we would be happy to accept around 32,000 if it comes to it.

Thanks for all of your help

Lisa

the word is indemnity.............. you are not being put in the same position as you were before the fire..

Its the insurance companies duty to do this ..........

It will get sorted so dont worry...

its all a game.... just play the game and you will be fine....

If you are only getting £3000 for a kitchen . go to a trade place like howdens

darich

first off i'm sorry to hear of your bad luck and rotten insurance company - hopefully you get everything sorted out soon

I read your post on the house not being secured and it sounded a bit like my job - I'm in the building trade and if a contractor doesn't secure the site whenever it's unattended, then any damage is his fault or responsibility.
If the site is covered with graffiti then it's down to the contractor to remove it or paint over it at his own expense.

Since you're not living at your house, i suspect the site is the responsibility of the contractor. I realise that it will be upsetting for you to lose items or know others have been in your garden or house but that is the contractor's fault.
As someone else said, make sure the insurer doesn't take that as a separate claim or deduct those items from the list (ie they take it as 2 trampolines instead of 1).

I also believe that at theend of the works, if you had a trampoline, then when the contractor/insurer is finished and hand you your keys, then you should have a trampoline - it won't and shouldn't matter that 1, 2 or a dozen were stolen.

I'd still chase the insurer and raise your concerns but until you take the keys i think anything that is stolen will be replaced by the contractor.

Best of luck!

diamonds

hey Lisa, i've no advice but i noticed your post title in the main forum page and just wanted to say keep the chin up, the worst of the whole situation is over - you all got out from above i see the mse community giving some sound advice, bear in there with that advice, be straight to the point and firm with dealing will all parties while remaining calm, and look forward to returning home, best of luck !

diamonds