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Car Insurance through Quote me Happy . . questions

Jase_from_Up_North
Jase_from_Up_North Posts: 23 Forumite
edited 5 June 2013 at 9:39PM in Insurance & life assurance
My wifes worried that a "deal" I got through Quote me Happy for the insurance of a brand new Mitsubishi ASX3 with No claims of 4 years is a "rip off" because she believes the policy will have so many loop holes for non payment that its "not worth the paper its yet to be printed on" insurance particulars yet to arrive in post.

Comparison find through Money Supermarket and found them to be reasonable even when I added a few extras like increased legal cover.

Although its asking me now to upload my proof of no claims discount (which Ive never had to do before with other insurers) and do it before my policy starts which is in 2 days ! Whats the likelyhood my previous insurer Aviva will send me a digital copy of my no claims discount in time ?

Is this the loophole my wifes been talking about ?
That there north
«1

Comments

  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    QMH are part of Aviva.
  • rs65 wrote: »
    QMH are part of Aviva.

    So why the Flip am I downloading then uploading stuff to them !!!!!! ?
    That there north
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Do a search for the word happy in thread titles only, in the insurance forum

    For example

    https://forums.moneysavingexpert.com/discussion/4569233

    https://forums.moneysavingexpert.com/discussion/4089283
  • Whoa ! Just seen a £53 administration charge for cancelling a policy ! The policy hasnt even come into effect yet another 24 hours before it starts !

    Need answers quick ! and if this forums any yardstick my wifes rolling her eyes in the near future !
    That there north
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Need answers quick ! and if this forums any yardstick my wifes rolling her eyes in the near future !
    Let her choose an insurer and then you can roll your eyes :D

    You will be able to find good and bad reviews about any insurer. You've had at least 4 years of car insurance - is there an insurer you were happy with.
  • rs65 wrote: »
    Let her choose an insurer and then you can roll your eyes :D

    You will be able to find good and bad reviews about any insurer. You've had at least 4 years of car insurance - is there an insurer you were happy with.

    In the 4 years I didnt make a claim is there 1 insurer I was happy with ? I had a favorite every year :) Just not one that quoted me, then had a series of hoops for me to jump through - small hoops without a call centre !
    That there north
  • Hi Jase_from_Up_North

    Thanks for your post. Although Quote Me Happy (QMH) are owned by Aviva they are a separate company. Many insurers require a copy of your No Claims Discount (NCD) when you set up a new policy and because QMH are an online only insurer this is why they have requested you upload your No Claims Discount (NCD).

    I can arrange for an electronic copy of your No Claims Discount to be sent out. All I need is for you to email me the following details to social@aviva.co.uk

    Full Name
    Date of birth
    Post code
    Policy number
    MSE Username (so we can link your email with this post)

    As soon as I have those details I will get the proof of NCD sent out.

    I look forward to hearing from you.

    Kind regards

    Dave


    Dave Hyam
    Aviva Social Media team
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi Jase_from_Up_North

    Thanks for your post. Although Quote Me Happy (QMH) are owned by Aviva they are a separate company.
    Are you sure Dave? QMH website says it's just a trading name.
  • rs65 wrote: »
    Are you sure Dave? QMH website says it's just a trading name.

    Yep, Dave's been caught with his pants down:

    http://www.fsa.gov.uk/register/firmNamesCurr.do?sid=56245
  • Don't give the guy a hard time, he's only trying to help.
    Good to see Aviva has a rep on here to resolve these kinds of issues.
    Many other businesses could learn from this.
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