ppi

a.j.

how far back can you go on credit card ppi
i've been told it's only 6 year's is this true

dunstonh

Many providers only hold a rolling 6 years of statement information. That is the main reason 6 years is given. It does not apply to all.

Wywth

a.j. wrote: »

how far back can you go on credit card ppi
i've been told it's only 6 year's is this true

Have you read the MSE article on reclaiming PPI?
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Is there a deadline I need to reclaim by?
No, you can complain about a product sold at any time, though here are some guidelines which may help. It's easier if your insurance was active in the last six years, but don't let this put you off.

Insurance started in the last six years: There's no issue here at all. Even if the loan's now paid off, you can start a reclaim.

Older insurance that's still active, or ended within the last six years: You can start a reclaim. The six-year rule applies to active insurance, so a policy taken out 12 years ago but paid off five years ago was still active within the key six year period.

If your policy ended over six years ago: The ‘statue of limitations’ means banks don’t need to keep records that are over six years old. However, there is no official cut-off time so if you’ve still got the paperwork, while your chances of success are a little lower with older loans, many still do successfully reclaim.