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Query on mortgage

xleannex19
xleannex19 Posts: 42 Forumite
in House buying, renting & selling
Hi there,

My partner and I are currently in the process of saving a deposit to hopefully buy our first house together next summer.

The flat we live in at present is owned by my boyfriend, however I have never had a mortgage before.

How will this affect us getting a mortgage when the time comes bearing in mind that I am a first time buyer and he isn’t?

Any help would be appreciated.

Thanks in advance.

Comments

  • starbarboy
    starbarboy Posts: 63 Forumite
    Hi there

    As your partner already has a mortgage you would not be eligible for mortgage products specifically marketed at first time buyers.

    Best wishes

    Stephen
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