The Crumpet family's journey to Mortgage Freedom:-)

RoaringTwenties

Brill news on the NNS Crumpets :money: Mine is this Sat, an looking forward to remembering what colour the bedroom carpet is

Greent don't say that about ITNG - I can't cope with Upsy Daisy and her [STRIKE]sodding[/STRIKE] bed for another three years :eek:

Crumpets

Good luck for Saturday RT and enjoy seeing your bedroom carpet again

5 years of ITNG is beyond comprehension! Although pretty much for 10 years we have had to deal with Peppa pig with a few breaks inbetween. Ds doesn't seem to want to watch it any more, I hope he still likes it though as he's getting loads of PP toys for Christmas and his birthday :rotfl:

Well after hoping for a better spend day yesterday I ended up spending quite a bit again. I brought a case of wine and dd2 a my little pony onesie from groupon (using TCB:money:) the wine works out at just over £4 a bottle which is a definite saving, I will put a couple of bottles away for Christmas day too. :T dh and I also treated ourselves to a nice dinner and a bottle of bubbly from M&S as it was the anniversary of when we first met :smileyhea

It should be a MSD today, I went to meet my friend for a coffee earlier and spent £3, I also brought a birthday gift and some Christmas craft stuff from hobbycraft which was £7. I need to go to the shops and buy cereals etc as the cupboards are bare, I think I'm going to have to give up on our no supermarket challenge as I haven't found anywhere suitable to get stuff like cereal from I keep having fantasies about walking round Aldi modern life is obviously not suited to this way of shopping and quite frankly I'm making life more difficult for myself

The sun has come out here so I'm going to get some washing on the line and do some gardening in the front garden. I may go and get some bedding plants if I have time...the front garden looks a complete tip at the moment so something need to be done. We are still resisting putting the heating on at the moment my goal is to get to half term without using the heating or log burner. Only a week and a half to go :T

Time for some lunch now

Crumpets x

Crumpets

I have a couple of MS fails to report - I gave in and we had the log burner lit last night, it was lovely and cosy though I suppose that will be it now unless we have a heat wave. I have also been shopping in Aldi...it was brilliant I spent £39 too which I am very pleased with :T at least the kids can have a decent breakfast in the morning unfortunately there has been an incident between a bike and a bag of cat litter in the boot of the car...the bike won cat litter everywhere :eek:

The spending continued yesterday as I had to order a new fire guard now we're having the stove on. I got it off eBay with free postage for about £25. We will need it for a good few years yet and it's not something we can do without. I also won some clarks winter boots for dd2 on eBay which were about £24,they look to be in excellent condition so I might be able to sell them on again afterwards. to try and salvage some of this spending I think I have sold a foot muff on FB for £10 and I have a watcher on my eBay item :T

I'm glad I got some gardening done yesterday as it's very rainy today. I cut the grass, dug over the boarders ready for planting and I also stained the log store roof to give it extra protection for the winter. I didn't have enough to do the sides so I've asked on freecycle for any wood stain but I've had no response yet. There is a place down the road that sells 6 pansies for £1.50 so I want to pop along there this week and get everything looking pretty for the winter (as pretty as it can with a big pile of rubbish in the front garden ) dh also cleared the guttering on the conservatory as it was blocked up, unfortunately it has caused some damage to an internal wall so that's another job to add to the list <sigh>

Dh and I finally got around to looking at our finances again last night, we are now only 2 months behind so we are getting there :cool: dh's grandmother has very kindly given both of her grandchildren £1000 so dh said that his money will go towards our camper van fund :T we had a lovely night browsing the Internet looking at vans for sale the other day...it's very exciting

Crumpets x

Crumpets

I have finally logged into online banking and checked my balance! Hurrah, my signature is now updated :T I'm getting really excited that we are getting closer to the £100k mark. I think our 2015 goal will be to get under £100k. I'd love to get the house valued soon and see what it's worth now. We paid £189k for it 3 1/2 years ago and we've done a LOT to it.

I am currently surrounded by absolute chaos [STRIKE]again[/STRIKE] as yesterday afternoon we went and brought the new flooring for the living room (auto correct changed it to loving room :cool::rotfl:) and ripped up all the old stuff. I was very proud of dh as he asked for a discount in the shop and we got £56 off! We did spend £1000 though hopefully someone is coming to take away all the old laminate flooring tonight which will save us a trip to the tip or the cost of a skip :T

It's been a MSD today, dh and I went for coffee and a cake this morning and tonight I am going to circuit training and that is the only spends I have also made an OP of £15.83 and I'll hopefully have another £10 tomorrow plus I'm working in the shop on Saturday so that will be another £50 next week :T I need to list a gillet on eBay and I'm going to talk to dh about selling our SLR camera as it never gets used now we have decent cameras on our phones. I think we'd get over £100 for it :T

I've got to wake Ds up now as he fell asleep on the way back from the school run :eek: it's just the wrong time for a sleep which means bed time will be a disaster tonight

Crumpets x

gearfreak

Hi Crumpets, thought I'd drop by and subscribe to your mfw thread :0)
gf

Crumpets

Hi GF, welcome along, it's lovely to have company along this journey, it's a long one!

Floor laying has been the order of the day this weekend. Dh has been doing brilliantly and I'm hoping we'll get finished tomorrow, we may even be able to take some flooring back which will be a nice bonus. By laying the floor ourselves we have saved over £1000 which is amazing :beer: as we haven't spent as much on the floor I'm going to OP £100 of the CPP money tomorrow :T

It's been a very low spend weekend as we haven't really left the house. I took the children to the park in between rain showers yesterday and today the only spend has been £11.75 for dd1's dinner money for the week. We've eaten out of the store cupboard today, I made leek and potato soup for lunch and a big pot of lentil dal in the slow cooker, only dh and I eat it so 3 portions have gone into the freezer. The little ones helped me pick the last few raspberries from the garden which they had for pudding with ice cream. We also still have a lot of tomatoes in the green house so I'm quite chuffed with how this months food shopping is going :T

I'm on target to hit £400 op for this month, I worked in the shop last night and I've still to receive the NNS cheque - can't wait to find out how much I've made. I'm hoping for at least £50 I will need to spend a bit this week though. Dd2 needs new tights and dd1 needs winter boots. I'm hoping I can get away with New Look as she's getting older now. I also need new socks and undies and dh needs boots too! So much for not buying clothes this month, although I suppose technically none of it is clothes

Just having a nice glass of red now with dh (groupon bargain wine ) we must make it last!

Crumpets x

Crumpets

Hello

What a horrible rainy day today...yuk I was going to go into town but it's too horrible so at least the weather has saved me from spending any money instead I am sitting at home in front of the fire drinking tea

I have op'd £162 this morning made up from CPP, wages and £10 from selling something. That makes a total of £398 so far this month :T If I can sell everything I want to I might manage another £100 before the end of the month.

C x

Crumpets

After I posted yesterday the postman brought me a cheque from the NNS, I was a bit disappointed to have only made £36.05 but never mind, I've op'd it to bring my total up to £434.19 for October so far :T

I'm feeling a bit poorly today as I seem to have developed a cold I thought I was struggling to do simple things yesterday and now I know why! I'm trying to take it easy today but it's not very easy, I've done 2 loads of laundry and finished off the ironing, sorted out the utility room and done about a million puzzles with Ds :rotfl: I need to go shopping this afternoon and I'm hoping that dh and I can get the floor finished today. I really want to get my house back to some normality now. Also I want to be able to watch the new series of the apprentice tonight (we've had no tv for 2 nights now:eek::D)

Both dd's have been invited to Halloween parties so I need to get new costumes I'm not a big fan of Halloween so I don't want to spend much. I have already brought dd2 a costume off a school mum friend for £4 so it's just dd1 to sort out. She wants to go as Bellatrix Lestrange from Harry Potter:eek: I will have to do some scouting around.

I've decided I need to try a new approach to weight loss as whatever I'm doing now it ain't working! Every time I get on the scales I have gained weight. I'm looking into doing the 5:2 way of eating. I'm going to do some more research and planning before I commit to a fast day though. Tips appreciated if anyone has done it

I need to make a pastry top for a pie for dinner tonight, I'm turning last nights stew left overs into a pie :A hopefully the kids will think it's a completely different meal :rotfl:

Crumpets x

RoaringTwenties

Hi Crumpets, just catching up on your diary

Well done on the NNS :T The NCT cut really takes a big chunk of it

Well done on the OPs too, you're going great guns :money:

Brill news on the Campervan fund too. Has DS got the Peppa Pig one to be going on with in the meantime? I love the Peppa one, it's so retro

My DS loves Halloween & I hate it on a number of levels! He does Halloweeny things at my mums, we agreed that years ago as she doesn't mind it! He's having a Halloween non-uniform day at school though & has outgrown his skeleton onesie. I picked a new one up in M&S for £19 & then thought to check Asda Direct online & they have them for £12 so have ordered one in there. I'm not creative & I can't be bothered with face paints etc

I'm also debating the 5:2 (or a variation on it) so we can be fasting buddies [STRIKE]and whinge together[/STRIKE] :rotfl:

Hope your cold clears up soon xx

PS: My Little Pony onesie? I want one for me!! I was MLP obsessed as a child. I've bought [STRIKE]me[/STRIKE] DD a MLP pencil case for Xmas

greent

Crumpets wrote: »

5 years of ITNG is beyond comprehension!

RoaringTwenties wrote: »

Greent don't say that about ITNG - I can't cope with Upsy Daisy and her [STRIKE]sodding[/STRIKE] bed for another three years :eek:

5 years.... I wish.... DS2 really liked it before DS3 - so I've had about 8 years of the flipping programme and toys - pretty much ever since it started - argh!!! :eek:Still - there is a good third or so of the ItNG things going off to NNS this weekend - hopefully the rest can leave the building at the next one in FEb!!

Crumpets wrote: »

After I posted yesterday the postman brought me a cheque from the NNS, I was a bit disappointed to have only made £36.05 but never mind, I've op'd it to bring my total up to £434.19 for October so far :T

Great stuff on your OPs this month.:T Commission on NNS really hits hard I'm really hoping for £100 from this weekend - but would be happy with £70. But I have had a good clear out - I just need to label the damn stuff now!:rotfl: