Booking a holiday when paying off debt

milvusvestal

To put your mind at rest, there are no rules when it comes to taking a holiday while still in debt but, as you're seeking guidance from complete strangers, I assume we're talking about serious money and not just a few hundred pounds.

By going along with your husband's wishes, you're simply adding to your long-term debt and your misery. Holidays don't have to be abroad with all the trimmings and hidden costs that make you wish you hadn't booked in the first place so, between you, why don't you sit down and organize day-trips to nearby places you haven't visited before? Make your own packed lunches and picnic away from the crowds and other temptations that invariably lead to more debt.

Above all, keep and eye on what you spend. You seem to be heading in the right direction insofar as reducing your indebtedness is concerned, and it would be a pity to undo all you're achieving.

happyinflorida

EvaCustard wrote: »

Excuse me - get a grip yourself - there is no need to be quite so rude and yes you are judging - the tone of your responses indicates that.

Oh, and I notice you have changed your signature.

Your response is rude IMO.

We're on here to give our opinions, it's a sharing forum and we shouldn't have a go at each others opinion :cool:

kefalonika13

Hi!
Who is paying the debt - both of you, equally? If you are, then no problem - it'll take you longer to be debt free. If you're the only one paying off the debt, then it's your money, and your decision - don't be bullied. Remember that holidays are always expensive! If your partner can't cope with your excellent plan to clear your debt, perhaps it's time to split...
Best of luck!

aloiseb

OK I don't know you and this may be how you got into debt in the first place (:o) but I think that there has got to be more to life than money. It only buys stuff. So if you can afford to go on a short, lovely holiday which wont be spoilt by weather, then I think you should go.

We had an absolutely cracking time in Duinrell (Dutch holiday place) with the kids, only 3 days but it was just the change. And we still talk about it an want to go back one day. Ditto our romantic rather more expensive break in Italy 20 years ago. Apart from that, we've spent inordinate amounts of money going on "we must visit Mother" type trips in the UK which are far less memorable and at least one person is fed up most of the time.....

Feed your relationship, build memories. They can't take them away even if you ended up in Newgate debtor's prison......

ilovelondontown

kefalonika13 wrote: »

Hi!
Who is paying the debt - both of you, equally? If you are, then no problem - it'll take you longer to be debt free. If you're the only one paying off the debt, then it's your money, and your decision - don't be bullied. Remember that holidays are always expensive! If your partner can't cope with your excellent plan to clear your debt, perhaps it's time to split...
Best of luck!

Ha-ha I'm not sure if I implied I was being bullied into booking a holiday by my husband!?

We were talking about how well we were doing with paying off our debt and he said if we're doing so well, can we go away this year. I would LOVE a holiday as much as my husband would, I just didn't know if other people still went away while paying off debt. I certainly don't think it would be ground to split on either!

Like I said before, our debt isn't on a debt management plan, we aren't in arrears, I just want to pay it off rather than adding to it. If we go away we'd still be paying our debt off, it would just be extending our debt free date by a month or two.

Thank you all for your responses, they have been very helpful!