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Bank of Cyprus

Gemma__3
Gemma__3 Posts: 134 Forumite
in Budgeting & bank accounts
Thinking of getting myself a small current account as a back up. I was looking at the Bank of Cyprus UK. I was wondering if they did a credit search at all?

Comments

  • scoobydoothedog
    scoobydoothedog Posts: 38 Forumite
    Yes they do.
  • Gemma__3
    Gemma__3 Posts: 134 Forumite
    So is it a full credit search? or just an indentity search
  • dalesrider
    dalesrider Posts: 3,447 Forumite
    Ouch... They have some heavy charges.....

    Why not look at a basic bank account with one of the Uk banks.

    I would guess that it would be a full search. Only one real way to find out and that is to ask them.
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    They do, and they are a very poor company to deal with. Most paying in is done via Lloyds tsb branch / post
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • scoobydoothedog
    scoobydoothedog Posts: 38 Forumite
    I think it was a full one. It was a couple of years ago.

    Never spotted the charges, but I've never done anything/requested a service that attracts a charge.

    Lovely people on the phone. Internet banking is functional but a bit clunky. You can request a balance/ mini statement by text which can be handy.

    Just ring them and ask re the credit search or apply anyway.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    chanz4 wrote: »
    They do, and they are a very poor company to deal with. Most paying in is done via Lloyds tsb branch / post
    A lot of this agency banking has been done away with - check before proceeding if it is still available - if it is important to you.
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