Going to HALVE my debts by age 30!

kat79

OK. Have just updated my signature with my SOA. It's scary! :eek:

Any advice as to which debt I tackle first?

I'm going to start reclaiming bank charges from my old accounts, I've already opened a new account in case my old one is closed.

Any help and advice would be most welcome!

(Hope I did the signature thing right and it works.....:rotfl: )

Ytaya

Check out the Snowball calculator for some inspiration on the best order to tackle your debts.

If you can also post a list of your income and outgoings, we might be able to find some areas where you can find a few extra pennies to throw at your debts.

Good luck! It's a fine goal, but I think I need to give it a miss - I'm 30 in a couple of days and I fear it's too ambitious for me :rotfl:

weegie-dfw

Good Luck Kat. I'm also hoping to be debt free by 30th which is also in 2009.

Keep using the board it is full of fantastic advice!

kat79

Let this one slip for a while but I'm back now! Why do creditors ignore you when you try to repay them? I'm annoyed, only 3 of my creditors are keeping in touch with me, so I'm making repayments to them and not bothering with the rest until they reply to my offers and letters. This may turn out to be a mistake however, but I'm so frustrated with hitting brick walls all the time. At least by concentrating on those that have acknowledged I'm alive I can make a dent in my debts.

More later..

jonnyboy80

Hi, am in a similar situation to you as have recently began to post my debt diary (just over £29K), which I hope to clear befor my 30th too (will be july 2010) so need all the encouragement as I can!! Best of luck with your debts
jon

kat79

Same to you!