Solicitors Letter

Mike164

Have been trying to reclaim my charges from HSBC, from day one they have been using every tactic to delay my claim, I now have a date in August for court. This morning I have recieved a letter from DG Solicitors acting for HSBC, they want an itemised breakdown of my claim. They say they are 'unable to address your claim without the information sought', do I have to respond? I never provided a detailed list when I filed my claim with Moneyline, but I did provide HSBC with one when I sent my inital letter. To be honest I have become weary of the whole episode, it seems to be neverending, I'm seriously considering giving up. Can anybody please advise what I can do about this latest letter?

Kurt_Hamster

Yes you do need to provide an itemised breakdown of your charges (both to the the solicitor and to the court).

It needs to list the date of the charge, the reason for the charge, the amount of the charge and the statutory interest accrued on the charge.

featherduster

for mike 164 hi dont give up send them a detailed list you have been charged just like the rest of us and martin wouldnt tell you to do it . keep your chin up i have a email from a friend and it says that a high court judge warns unreasonable behaviour and says it is fantasy we all no there will be no trial and added if banks cotinued he might award damages against them (friend found that on https://www.bbc.co.uk on the 14thmay 2007 )so carry on i just won £10,433.89p and dont forget 89p its your money take care

blue_meany

Mike164 wrote: »

Have been trying to reclaim my charges from HSBC, from day one they have been using every tactic to delay my claim, I now have a date in August for court. This morning I have recieved a letter from DG Solicitors acting for HSBC, they want an itemised breakdown of my claim. They say they are 'unable to address your claim without the information sought', do I have to respond? I never provided a detailed list when I filed my claim with Moneyline, but I did provide HSBC with one when I sent my inital letter. To be honest I have become weary of the whole episode, it seems to be neverending, I'm seriously considering giving up. Can anybody please advise what I can do about this latest letter?

Don`t be silly!! You`ve done the hard part.
If you have already provided a full detailed list to the bank, then they should be providing it to their solicitors.
I would personally ignore this letter, as it is meant to intimidate and dissuade people from carrying on.
Good luck

Keep right on!!

Kurt_Hamster

blue_meany wrote: »

Don`t be silly!! You`ve done the hard part.
If you have already provided a full detailed list to the bank, then they should be providing it to their solicitors.
I would personally ignore this letter, as it is meant to intimidate and dissuade people from carrying on.
Good luck

Keep right on!!

The court will expect the claimant to show courtesy to the defendant.

Also if the claimant didn't provide those details when the claim was issued it is prudent to supply them before the judge orders them to be supplied to the defendant. Court Procedure Rules apply here.

featherduster

Mike164 wrote: »

Have been trying to reclaim my charges from HSBC, from day one they have been using every tactic to delay my claim, I now have a date in August for court. This morning I have recieved a letter from DG Solicitors acting for HSBC, they want an itemised breakdown of my claim. They say they are 'unable to address your claim without the information sought', do I have to respond? I never provided a detailed list when I filed my claim with Moneyline, but I did provide HSBC with one when I sent my inital letter. To be honest I have become weary of the whole episode, it seems to be neverending, I'm seriously considering giving up. Can anybody please advise what I can do about this latest letter?

sent you a message below featherduster

blue_meany

Kurt_Hamster wrote: »

The court will expect the claimant to show courtesy to the defendant.

Also if the claimant didn't provide those details when the claim was issued it is prudent to supply them before the judge orders them to be supplied to the defendant. Court Procedure Rules apply here.

Respect your answer as you are correct, but in this case where the claimant is on the verge of packing it all in and may be thinking of not bothering to turn up at court(if it gets that far). It would not be the end of the road if he could show that the bank had received a full breakdown.
He should carry on regardless of his reponse to the solitors request

Keep right on!!

Kurt_Hamster

blue_meany wrote: »

Respect your answer as you are correct, but in this case where the claimant is on the verge of packing it all in and may be thinking of not bothering to turn up at court(if it gets that far). It would not be the end of the road if he could show that the bank had received a full breakdown.
He should carry on regardless of his reponse to the solitors request

Keep right on!!

If you want to practice vindictiveness towards the bank and their solicitor that is your prerogative, but please practice it with your own case. Do not put someone else's in jeopardy because you are taking things personally.

If someone is close to "packing it in" the last thing they should is give themselves more hurdles to jump over further on down the line, especially when all it takes is a simple letter in this instance.

Mike164

Many thanks to all of you who took the time to offer advice and support. I will take on what you have said and consider the way forward, in the meantime best wishes to you all with your claims.