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A Payment A Day - Chapter 14

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Comments

  • mandz1
    mandz1 Posts: 2,548 Forumite
    Sunday 6th October




    £137.38

    Well done all, keep going let's have a great October
    PAD Maker
  • xx_Jo_xx
    xx_Jo_xx Posts: 2,858 Forumite
    Uniform Washer
    :hello:

    I haven't made any more daily payments... sorry :o

    I have spent the last few days taking stock of absolutely everything... I am now armed with spreadsheets, snowball plans and also the absolute horror that I have £15k of unsecured debt and nothing to show for it (well, apart from my car, but that's only accounting for approx. £5k :eek:)

    Anyway, back to the point. I also noticed that I am fine PADding away at the beginning of the month, but come the end of the month I am reluctant to part with any cash... Even a few pounds!

    Im thinking (with my snowballs in mind) that I will just make my daily overpayments 'monthly' as soon as I get paid. And then I have no excuse not to make them and stick to my budget the rest of the month...

    Does anyone else do this... or am I kinda defeating the point of PADding?

    Ty
    :)Sometimes lurking, sometimes posting, but always flying:)
    You are supposed to be the leading lady of your own life, for God's sake! - The Holiday
    DFW :idea: August 2013... Debt total £15,475.56 - Jan 15 £11,738.66 - DEBT FREE by 2015
    Feb GC £48.02/£250 (£201.98)
    :D I will declutter my house and debts :D
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hello everyone - I hope you are all well and had a great weekend! I have come back to offer a pad of £400.
    And also I just wanted to apologise for not being September's counter-upper. I've had a family bereavement and a lot of other things to go through lately as well.
    Love and hugs
    Sassers x
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • Raggydoll85
    Raggydoll85 Posts: 388 Forumite
    edited 7 October 2013 at 8:59PM
    PAD of 9p to my OD. its only 9p but its better than nothing thats rounding my account to the nearest pound... (id do more but kinda broke)
    LBM 17/09/2013 [STRIKE]£4283.40[/STRIKE] November 2015 total [STRIKE]£4339.45[/STRIKE]
    Current total 29/11/2015 £4226.43
    CC - £3844.31 :eek: NW OD - [STRIKE]£500[/STRIKE] £382.12
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    £89.99 to The Debt :)
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,703 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Morning

    £26.07 to savings for me today please

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning fellow PADders :)

    A little rounding down £1.88 PAD to endowment shortfall today please Mandz :T

    Hi Sassers, am very sorry to hear about the bereavement and hope things are getting back to normal for you now :(

    Have a super day everyone :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • mandz1
    mandz1 Posts: 2,548 Forumite
    Monday 7th October


    An amazing


    £550.98
    PAD Maker
  • Just2Ashamed
    Just2Ashamed Posts: 229 Forumite
    £4.61 to the CCs please
    PAD: £4843.10 (loan paid, yay!)
    One debt vs 100 days: £288.73 / £750
    £20 a day: March £838.97 / £620 April £224.53 / £600


    Total debt 04/2015: £13,997.51
  • HopefulMama
    HopefulMama Posts: 7 Forumite
    Heya, I've tried clicking on the thread links to the original but I cant get to it. Can anyone link them again for me please? x


    Working towards being debt free by 30/09/14 (30th Birthday!)
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