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A Payment A Day - Chapter 14
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£175 towards the The Debt
Change of tactic here......as I now have The Debt spread across 3 CCs and all have large amounts on I am not targeting any one CC in particular - all spare money is being thrown at The Debt and I will record regular payments as PADs too. I think I will focus more on the CC that is carrying my overdraft though because in 12 months time I really need that to be substantially reduced - it all makes sense to me Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 
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Any news on the July total yet?
£10 for me today please lunaladyPAD Maker0 -
Sorry everyone, have been off for a couple of days and I forgot I had volunteered - will go back this evening and post totals for the last few days.
Anyway, paid £35.00 off my holiday balance this morning.SPC #1813
Addicted to collecting Nectar Points!!
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Back with the totals for the last few days - will be on the ball from now on I promise
Total for Thursday 1st August was £135.10
Total for Friday 2nd August was £412.42
Total for Saturday 3rd August was £627.81 Well done everyone, keep up the good work SPC #1813
Addicted to collecting Nectar Points!!
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Yay! Over a grand in just 3 days work guys :TLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270
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Evening All Finally made my first payment to Debenhams £10.00Payment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 20180 -
Good morning fellow PADders
A little rounding down PAD of £1.36 to emergency fund, aka endowment shortfall top up, today please LunaLady :T
Have a super day everyone LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero:staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day ThreadsMortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads"Debt is normal. Be weird!" Dave RamseyProud to have dealt with our debt
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Good morning!
A payment of £65 to Santander C-card today please
Have a great Monday everyone, hope it's not raining where you are
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6991 | EF £1000/£1000 | Sabbatical £3530/£6000 | Travel savings £1828 | Sinking pots £28270 -
£130.57 to The Debt Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 0 -
Hi all
I have done some spending (major spending:o:o) over the past few days and so I don't have anything to PAD at the moment 
BUT I am going to have a decent sized PAD on Monday next week when I clear this month's credit card bill. Got the funds all ready for it.
I won't be spending anything this week apart from groceries for the week on Wednesday (tax credit day = grocery shopping day) until I get to Saturday when the Foodies Festival is on in Edinburgh. Luckily I have paid for our tickets in advance and so I just have to restrain myself. I have been looking forward to some lovely feta all year so I will buy some of that and our lunch. (I know we could take lunch but this is our yearly day out with my best friends, we always have lunch and at least I am not putting myself into debt to cover it) I will not take any bank cards with me (FAR too tempting) I will just work with the cash I have.
So, I will just be lurking here this week. Happy PADding Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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