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A Payment A Day - Chapter 14
Comments
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My budget is tight and all money accounted for so not sure how to do this padding lark.
Any pointers how to find pennies even?
We all do it in different ways. If all you can find is a penny then pop it in jar and declare it a PAD:D Its a penny more towards your debt/saving whatever it is.................
My personal preference is that I look at the current account and PAD the last 3 digits, whatever they are, to a nominated CC - all done on line. I addition I have now started to PAD money saved using vouchers, however small, so a PAD might be £3.46 from bank account plus £2.50 from a T*sco voucher used that day, for example. Sometimes I over pay bills by rounding up to nearest pound and declare the round up as a PAD.............its up to you really what and how much you PAD. Yesterday I added my £10 lottery win as a PAD:rotfl:
Give it a go.........I try to pay something everyday and it really does mount up. I would not have believed it before trying
Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 
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Total for Monday............
£95.69
:):):):):):):)
Be the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 0 -
Small but perfectly formed (as always.. )
£1.13 for today, thank you!
“Obstacles are those frightful things you see when you take your eyes off your goals.”
NSD Challenge: August 2017 2/150 -
Hello :wave:
£1 for me today please....
Thanks all
Love
Sassers xCurrent debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
DEBT FREE!0 -
Hi everyone, this is my first PAD and its £2.51 to my Halifax CC Debt remaining:
Santander Loan - £4,872.89 (£142.37 PM - Expires April 2020)
Halifax Credit Card - £300
Credit Union Loan - £500
Family Loan - £800
Car Finance - £2,906.83 (£281.12 PM - Expires May 2017)0 -
Hi fellow padders
Thanks for starting a new thread and thanks for all of the adder uppers, you do a fab job
I did a couple of PADs over the weekend and a minimum payment went out too, so over the weekend I paid off
£42.77
1% challenge - /100%
NSD Jan 7/15
Weight to lose - 6lb/29lb
Learning from the past but focusing on the future :j0 -
P.S I just can't believe how addictive this PADding is!!1% challenge - /100%
NSD Jan 7/15
Weight to lose - 6lb/29lb
Learning from the past but focusing on the future :j0 -
Hi there on a beuatiful sunny afternoon, dare we think summer is here at last?
£363 to the cc for me today plse following some sales money coming through at last.
Apart from the little amounts of rounding off accounts etc, the other way I find money to PAd is from ebaying, selling stuff at fairs etc and also survey sites. Some pay out cash but mostly it's amazon vouchers or paypal but as I use that to fund christmas and birthday presents, I pad the equivalent over to the cc.Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
£520 to the ISA today please I was a DFW, now I'm a MFW :T0
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Hi All
Great new thread Random question whatever happened to Emily Hallett who started the thread anybody know?
Anyway £50 to inland revenue I really wanna get this overpayment paid off asap.0
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