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A Payment A Day - Chapter 14

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  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello all, I'm back!!

    Had a FAB time in London. The weather was b-e-a-u-tiful! We walked for miles and miles, my legs were so stiff on the Wednesday night :o:p We loved it. I managed to obtain a head cold (thought it may be hay fever but, alas, it turned more sinister :cool:) Still, back to work today and all is almost back to normal.

    In the meantime, I received a cheque for a PPI reclaim. I expected about £40. I cried when I opened it and saw it was for £551. So £200 of that towards the small emergency fund (most of the rest towards a new bed which is desperately needed and some frittered on pizza and a meal out, just to celebrate) and a saved up £472.59 to the Virgin CC giving me a lovely Monday PAD of £672.59 please maz :)

    I took the £27 from the wee side pot towards spending money when we were away so that is back to zero. Starting afresh this week.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Hello everyone,

    I was wandering if I can join please. I've been reading these forums for a while and decided it was time I got stuck in. I haven't made a payment yet today but wil pop back on later to update.

    How often do people tend to post? Do most people update daily?

    Thank you

    DC1:)

    Hi and welcome Daisychain :hello:

    It's entirely up to you how often you post but I do it every day because I am addicted to PADding :j

    girlatplay wrote: »
    Hello all, I'm back!!

    Had a FAB time in London. The weather was b-e-a-u-tiful! We walked for miles and miles, my legs were so stiff on the Wednesday night :o:p We loved it. I managed to obtain a head cold (thought it may be hay fever but, alas, it turned more sinister :cool:) Still, back to work today and all is almost back to normal.

    In the meantime, I received a cheque for a PPI reclaim. I expected about £40. I cried when I opened it and saw it was for £551. So £200 of that towards the small emergency fund (most of the rest towards a new bed which is desperately needed and some frittered on pizza and a meal out, just to celebrate) and a saved up £472.59 to the Virgin CC giving me a lovely Monday PAD of £672.59 please maz :)

    I took the £27 from the wee side pot towards spending money when we were away so that is back to zero. Starting afresh this week.

    Welcome back GAP, we missed you!

    Fantastic news about the PPI, am so happy for you :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Daisychain1
    Daisychain1 Posts: 212 Forumite
    100 Posts
    Thank you all for the lovely welcome. I'm hoping to try and post every day to keep the motivation going. Right now I'm feeling very enthusiastic and have spent the whole day looking for ways to save the pennies. Oh dear I might be addicted already!!! :)
    SPC9 #507
  • maz1964
    maz1964 Posts: 903 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 16 July 2013 at 9:31AM
    Thank you all for the lovely welcome. I'm hoping to try and post every day to keep the motivation going. Right now I'm feeling very enthusiastic and have spent the whole day looking for ways to save the pennies. Oh dear I might be addicted already!!! :)


    hahahah Daisychain that's how I am still so don't worry - they will think you are truly mad when you find a 50p on the floor and shout out like I did, that's another bit off you devil evans lolololo

    anyway great to see you looking at ways to save the pennies its all good stuff
    Sealed Pot Challenge member 1525

    "Knowledge is the Power to get Debt Free":j

    Truecall device, stops all the unneccesary phone calls - my sanity has been restored and the peace in the house is truely priceless!:rotfl:
  • LunaLady
    LunaLady Posts: 1,625 Forumite
    :wave: Dasiychain.

    Glad you had a nice time in London GAP, and great news on the PPI.

    £5.00
    for me today please Maz.
    SPC #1813
    Addicted to collecting Nectar Points!! :D
  • £127.05 to CC spends please!
    I was a DFW, now I'm a MFW :T
  • Good morning fellow PADders :)

    No bank ins or outs today so just a little round £1 PAD to emergency fund today please Maz :T

    Have a super sunny day everyone :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    Popping back with £8.30 today plse. Always good to see new people joining and helping keep the thread going. I read every day and get inspired, even if I don't have the money to PAD or post every day.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,677 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 16 July 2013 at 6:36AM
    Hi everyone!

    Loving being part of the PAD thread...

    £2.96 more off my card today!

    See you all in the morning xx
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Daisychain1
    Daisychain1 Posts: 212 Forumite
    100 Posts
    Morning all :wave:

    £2.61 for me this morning. Thats £8.61 in 2 days which for me is a miracle. Hope I can keep it going.

    Off to update my signature

    Have a nice day :)
    SPC9 #507
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