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A Payment A Day - Chapter 14

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Comments

  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Morning all
    A pad of £1.70for me today please
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • mandz1
    mandz1 Posts: 2,548 Forumite
    21st February total





    £539.24
    PAD Maker
  • laurababs
    laurababs Posts: 237 Forumite
    Sixth Anniversary 100 Posts Combo Breaker
    PAD of £2.94
    Save £12K in 2020 #58 - £454.58/£5,000
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning :)



    Today's PAD is £3.36 to M&S please :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • daydream_believer_2
    daydream_believer_2 Posts: 459 Forumite
    Please can I join this thread?

    I had my LBM on 1st Feb, been a difficult 3 weeks, but now determined to get sorted....got a lot of debt and a VERY long road ahead, but I think this will help me focus.

    Being self employed I have a very sporadic income, so my PADS now are going to be small ( but I'm figuring every little helps!)

    As the year progresses and earnings improve, I'm hoping, and planning to have bigger ammounts to PAD.

    So todays ammount is...wait for it.....

    78p!!
    A Payment A Day keeps the debts at bay
     PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    daydream_believer wrote: »
    Please can I join this thread?

    I had my LBM on 1st Feb, been a difficult 3 weeks, but now determined to get sorted....got a lot of debt and a VERY long road ahead, but I think this will help me focus.

    Being self employed I have a very sporadic income, so my PADS now are going to be small ( but I'm figuring every little helps!)

    As the year progresses and earnings improve, I'm hoping, and planning to have bigger ammounts to PAD.

    So todays ammount is...wait for it.....

    78p!!


    Hello and welcome daydream believer :hello:


    All PADS make a real difference, no matter if they are big or small :D
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • daydream_believer_2
    daydream_believer_2 Posts: 459 Forumite
    Thank you Time To Face the Music....got a LONG journey ahead, but this whole forum has been helpful, and reassuring that life goes on after financial meltdown!!
    A Payment A Day keeps the debts at bay
     PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • Traymos
    Traymos Posts: 138 Forumite
    PAD of £1.66 against target debt. Balance is now £24.53.
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £20.00 to ltsb cc plz Mandz1 - tkyou!!


    Welcome Daydream Believer - there is definitely Life after financial meltdown.....we are all on that journey tbh
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Time_to_face_the_music
    Time_to_face_the_music Posts: 5,454 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Good morning :)

    Today's PAD is £10 to M&S please :T

    daydream believer - just to echo sashanut, life definitely does go on after financial meltdown. Two years ago, I believed I would still be in a massive amount of debt when I retired, probably taking it to the grave. Now I can see a light at the end of the tunnel and making a PAD every day, no matter how small, really does make a big difference over time.

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
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